| ACROSS
1. A communist state in the Caribbean on the island of Cuba.
5. A flexible container with a single opening.
8. An organization of United States war veterans.
11. Essential oil or perfume obtained from flowers.
12. Leaf or strip from a leaf of the talipot palm used in India for writing paper.
13. A self-funded retirement plan that allows you to contribute a limited yearly sum toward your retirement.
14. Grains used as food either unpolished or more often polished.
15. A river in north central Switzerland that runs northeast into the Rhine.
16. British dominion over India (1757-1947).
17. English scholastic philosopher and assumed author of Occam's Razor (1285-1349).
20. The cry made by sheep.
21. A gradual decline (in size or strength or power or number).
24. Type genus of the Alcidae comprising solely the razorbill.
26. A piece of land cleared of trees and usually enclosed.
27. The blood group whose red cells carry both the A and B antigens.
30. Wheelwork consisting of a connected set of rotating gears by which force is transmitted or motion or torque is changed.
32. The content of cognition.
35. A short labored intake of breath with the mouth open.
38. A very young child (birth to 1 year) who has not yet begun to walk or talk.
39. Title for a civil or military leader (especially in Turkey).
42. Aircraft landing in bad weather in which the pilot is talked down by ground control using precision approach radar.
43. The United Nations agency concerned with the interests of labor.
45. Light informal conversation for social occasions.
46. A fractional monetary unit of Japan and Indonesia and Cambodia.
47. The eleventh month of the Hindu calendar.
48. A loose sleeveless outer garment made from aba cloth.
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DOWN
1. Long pod containing small beans and sweetish edible pulp.
2. A city in central New York.
3. An indehiscent fruit derived from a single ovary having one or many seeds within a fleshy wall or pericarp.
4. A particular geographical region of indefinite boundary (usually serving some special purpose or distinguished by its people or culture or geography).
5. A long thin fluffy scarf of feathers or fur.
6. A flat wing-shaped process or winglike part of an organism.
7. Primitive predaceous North American fish covered with hard scales and having long jaws with needle-like teeth.
8. Relating to or caused by a virus.
9. The basic monetary unit in many countries.
10. Polish filmmaker (born in 1929).
18. English economist noted for his studies of international trade and finance (born in 1907).
19. A pilgrimage to Mecca.
22. A nonmetallic largely pentavalent heavy volatile corrosive dark brown liquid element belonging to the halogens.
23. Massive plantigrade carnivorous or omnivorous mammals with long shaggy coats and strong claws.
25. Primitive chlorophyll-containing mainly aquatic eukaryotic organisms lacking true stems and roots and leaves.
28. A bachelor's degree in science.
29. A Bantu language spoken by the Chaga people in northern Tanzania.
31. A city in southern Turkey on the Seyhan River.
32. A flat wing-shaped process or winglike part of an organism.
33. (British) An open river valley (in a hilly area).
34. Very dark black.
36. Someone who works (or provides workers) during a strike.
37. A metabolic acid found in yeast and liver cells.
40. A humorous anecdote or remark.
41. The residue that remains when something is burned.
44. Before noon.
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