1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. The United Nations agency concerned with the international collection of meteorological data.
7. Loose or flaccid body fat.
11. Any of various primates with short tails or no tail at all.
12. The Tibeto-Burman language spoken in the Dali region of Yunnan.
13. A public area set aside as a pedestrian walk.
14. Having leadership guidance.
15. Agency of the United States government charged with mediating disputes between management and labor.
17. Aircraft landing in bad weather in which the pilot is talked down by ground control using precision approach radar.
18. A fraudulent business scheme.
20. Someone who works (or provides workers) during a strike.
22. The blood group whose red cells carry both the A and B antigens.
23. Date used in reckoning dates before the supposed year Christ was born.
25. A loose sleeveless outer garment made from aba cloth.
26. Tropical American tree producing cacao beans.
29. A river that rises in eastern Kansas and flows eastward into Oklahoma to become a tributary of the Arkansas River.
33. An independent agency of the United States government responsible for collecting and coordinating intelligence and counterintelligence activities abroad in the national interest.
35. South African term for `boss'.
36. A soft silvery metallic element of the alkali earth group.
38. A public promotion of some product or service.
39. A radioactive element of the actinide series.
40. A hard gray lustrous metallic element that is highly corrosion-resistant.
42. A light strong brittle gray toxic bivalent metallic element.
45. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
51. A conspicuous disparity or difference as between two figures.
53. A gradual decline (in size or strength or power or number).
54. A constellation in the southern hemisphere near Telescopium and Norma.
55. According to the Old Testament he was a pagan king of Israel and husband of Jezebel (9th century BC).
56. The 19th letter of the Greek alphabet.

1. A master's degree in library science.
2. A detailed description of design criteria for a piece of work.
3. English monk and scholar (672-735).
4. The compass point that is one point north of due west.
5. The 4th planet from the sun.
6. A can with a long nozzle to apply oil to machinery.
7. Modulation of the frequency of the (radio) carrier wave.
8. The act of slowing down or falling behind.
9. Type genus of the Alcidae comprising solely the razorbill.
10. Divulge information or secrets.
16. A very young child (birth to 1 year) who has not yet begun to walk or talk.
19. A master's degree in business.
21. African tree having an exceedingly thick trunk and fruit that resembles a gourd and has an edible pulp called monkey bread.
24. A heavy odorless colorless gas formed during respiration and by the decomposition of organic substances.
27. The branch of computer science that deal with writing computer programs that can solve problems creatively.
28. A compartment in front of a motor vehicle where driver sits.
30. An enclosed space.
31. (astronomy) The angular distance of a celestial point measured westward along the celestial equator from the zenith crossing.
32. A mouth or mouthlike opening.
34. A white metallic element that burns with a brilliant light.
37. The elementary stages of any subject (usually plural).
41. South American armadillo with three bands of bony plates.
43. A small cake leavened with yeast.
44. Used as a Hindi courtesy title.
46. A federal agency established to coordinate programs aimed at reducing pollution and protecting the environment.
47. The longer of the two telegraphic signals used in Morse code.
48. Title for a civil or military leader (especially in Turkey).
49. A light touch or stroke.
50. The money risked on a gamble.
51. A white metallic element that burns with a brilliant light.
52. A rare silvery (usually trivalent) metallic element.