| ACROSS
1. Loose or flaccid body fat.
5. A light touch or stroke.
8. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
11. Kamarupan languages spoken in northeastern India and western Burma.
12. Used of a single unit or thing.
13. South American wood sorrel cultivated for its edible tubers.
14. One thousandth of a second.
15. An anxiety disorder characterized by chronic free-floating anxiety and such symptoms as tension or sweating or trembling of light-headedness or irritability etc that has lasted for more than six months.
16. A workplace for the conduct of scientific research.
17. A very poisonous metallic element that has three allotropic forms.
18. A white metallic element that burns with a brilliant light.
24. An accidental happening.
26. The capital of Croatia.
27. Chief port of Yemen.
30. The United Nations agency concerned with atomic energy.
34. An associate degree in nursing.
38. An official language of the Republic of South Africa.
42. (usually followed by `of') Released from something onerous (especially an obligation or duty).
43. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
44. Having undesirable or negative qualities.
45. Water frozen in the solid state.
46. Large burrowing rodent of South and Central America.
47. Title for a civil or military leader (especially in Turkey).
48. Any of several small ungulate mammals of Africa and Asia with rodent-like incisors and feet with hooflike toes.
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DOWN
1. A federally chartered corporation that purchases mortgages.
2. A girl or young woman who is unmarried.
3. How long something has existed.
4. An indehiscent fruit derived from a single ovary having one or many seeds within a fleshy wall or pericarp.
5. 10 grams.
6. (Irish) Mother of the ancient Irish gods.
7. A piece of furniture that provides a place to sleep.
8. Among the largest bony fish.
9. Someone who works (or provides workers) during a strike.
10. Used as a Hindi courtesy title.
19. A radioactive element of the actinide series.
20. Small genus of Asian evergreen trees having columnar crowns and distinguished by leaves lacking a midrib.
21. A detailed description of design criteria for a piece of work.
22. A type of submachine gun that is designed and manufactured in Israel.
23. A compartment in front of a motor vehicle where driver sits.
25. A public promotion of some product or service.
28. A rare silvery (usually trivalent) metallic element.
29. A small pellet fired from an air rifle or BB gun.
31. Strong and sharp.
32. Any plant of the genus Erica.
33. Yellow-fever mosquitos.
35. Plant with an elongated head of broad stalked leaves resembling celery.
36. Type genus of the Alcidae comprising solely the razorbill.
37. A quantity of no importance.
39. A former agency (from 1946 to 1974) that was responsible for research into atomic energy and its peacetime uses in the United States.
40. A loose sleeveless outer garment made from aba cloth.
41. The act of slowing down or falling behind.
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