| ACROSS
1. The federal agency that insures residential mortgages.
4. A metric unit of volume or capacity equal to 10 liters.
7. An official language of the Republic of South Africa.
11. A former agency (from 1946 to 1974) that was responsible for research into atomic energy and its peacetime uses in the United States.
12. A sweetened beverage of diluted fruit juice.
13. A French abbot.
14. The most common computer memory which can be used by programs to perform necessary tasks while the computer is on.
15. A long thin fluffy scarf of feathers or fur.
16. Common Indian weaverbird.
17. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
19. Marked by balance or equilibrium and readiness for action.
21. A benevolent aspect of Devi.
24. African tree having an exceedingly thick trunk and fruit that resembles a gourd and has an edible pulp called monkey bread.
27. Having a face or facing especially of a specified kind or number.
29. Top part of an apron.
34. The content of cognition.
40. A small cake leavened with yeast.
41. A white linen liturgical vestment with sleeves.
43. An agency of the United Nations affiliated with the World Bank.
44. The United Nations agency concerned with the interests of labor.
46. An edge tool used to cut and shape wood.
47. A fractional monetary unit of Japan and Indonesia and Cambodia.
48. Small European freshwater fish with a slender bluish-green body.
49. A statement that deviates from or perverts the truth.
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DOWN
1. A card game in which players bet against the dealer on the cards he will draw from a dealing box.
2. A collection of objects laid on top of each other.
3. The highest level or degree attainable.
4. A light touch or stroke.
5. A rapid bustling commotion.
6. A light springing movement upwards or forwards.
7. A sock with a separation for the big toe.
8. Of or relating to abasia (inability to walk).
9. Make amends for.
10. A soft heavy toxic malleable metallic element.
18. An awkward and inexperienced youth.
20. Not in operation or operational.
22. A member of the Siouan people formerly living in the Missouri river valley in NE Nebraska.
23. The blood group whose red cells carry both the A and B antigens.
25. The branch of computer science that deal with writing computer programs that can solve problems creatively.
26. A Russian river.
28. The elementary stages of any subject (usually plural).
30. A metric unit of weight equal to one thousandth of a kilogram.
31. The cry made by sheep.
32. A cushion on a throne for a prince in India.
33. Affect with wonder.
35. (British) An open river valley (in a hilly area).
36. Very dark black.
37. An island in Indonesia south of Borneo.
38. (usually followed by `to') Having the necessary means or skill or know-how or authority to do something.
39. The granite-like rocks that form the outermost layer of the earth's crust.
40. Minor or subordinate.
42. Resinlike substance secreted by certain lac insects.
45. A doctor's degree in optometry.
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