| ACROSS
1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. An island in Indonesia east of Java.
8. Piece of solid food for dipping in a liquid.
11. The month following March and preceding May.
12. In bed.
13. An accountant certified by the state.
14. The use of nuclear magnetic resonance of protons to produce proton density images.
15. A Chadic language spoken south of Lake Chad.
16. A former agency (from 1946 to 1974) that was responsible for research into atomic energy and its peacetime uses in the United States.
17. A coffee cake flavored with orange rind and raisins and almonds.
20. American novelist (1909-1955).
21. No longer having or seeming to have or expecting to have life.
23. A soft silvery metallic element of the alkali metal group.
24. A member of a seafaring group of North American Indians who lived on the Pacific coast of British Columbia and southwestern Alaska.
27. One thousand grams.
28. A radioactive element of the actinide series.
29. A device for creating a current of air by movement of a surface or surfaces.
30. A small pellet fired from an air rifle or BB gun.
31. A soft silvery metallic element of the alkali earth group.
32. A member of a Mayan people of southwestern Guatemala.
40. Small terrestrial lizard of warm regions of the Old World.
41. An island in Indonesia south of Borneo.
42. The federal agency that insures residential mortgages.
43. Any of various minerals consisting of hydrous silicates of aluminum or potassium etc. that crystallize in forms that allow perfect cleavage into very thin leaves.
46. (used of animals especially a horse) Of a moderate reddish-brown color n 1.
47. A river in north central Switzerland that runs northeast into the Rhine.
48. (Babylonian) God of storms and wind.
49. A flat wing-shaped process or winglike part of an organism.
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DOWN
1. Arboreal snake of central and southern Africa whose bite is often fatal.
2. A chock or bar wedged under a wheel or between the spokes to prevent a vehicle from rolling down an incline.
3. Someone who pays (or otherwise incites) you to commit a wrongful act.
4. A small cake leavened with yeast.
5. A loose sleeveless outer garment made from aba cloth.
6. (Greek mythology) A river in Hades.
7. An agency of the United Nations affiliated with the World Bank.
8. A mark left by the healing of injured tissue.
9. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
10. Large burrowing rodent of South and Central America.
18. Cubes of meat marinated and cooked on a skewer usually with vegetables.
19. A city in southern Turkey on the Seyhan River.
22. According to the Old Testament he was a pagan king of Israel and husband of Jezebel (9th century BC).
25. A logarithmic unit of sound intensity.
26. The blood group whose red cells carry both the A and B antigens.
33. Title for a civil or military leader (especially in Turkey).
34. A flat-bottomed volcanic crater that was formed by an explosion.
35. God of love and erotic desire.
36. Type genus of the Alcidae comprising solely the razorbill.
37. An amino acid that is found in the central nervous system.
38. Rounded like an egg.
39. Common Indian weaverbird.
44. A state in the Rocky Mountains.
45. A public promotion of some product or service.
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