| ACROSS
1. The federal agency that insures residential mortgages.
4. An informal term for a father.
8. An audiotape recording of sound.
11. A former agency (from 1946 to 1974) that was responsible for research into atomic energy and its peacetime uses in the United States.
12. A particular geographical region of indefinite boundary (usually serving some special purpose or distinguished by its people or culture or geography).
13. Title for a civil or military leader (especially in Turkey).
14. The most common computer memory which can be used by programs to perform necessary tasks while the computer is on.
15. South African term for `boss'.
16. An undergarment worn by women to support their breasts.
17. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
20. (informal) Of the highest quality.
23. Australian shrubs and small trees with evergreen usually spiny leaves and dense clusters of showy flowers.
27. Date used in reckoning dates before the supposed year Christ was born.
28. By bad luck.
30. Widely cultivated in tropical and subtropical regions for its fragrant flowers and colorful fruits.
35. A state in southeastern India on the Bay of Bengal (south of Andhra Pradesh).
38. A recurring sleep state during which rapid eye movements do not occur and dreaming does not occur.
39. A loose sleeveless outer garment made from aba cloth.
40. Any of a number of fishes of the family Carangidae.
42. A gradual decline (in size or strength or power or number).
43. (Irish) The sea personified.
44. A river in north central Switzerland that runs northeast into the Rhine.
46. A condition (mostly in boys) characterized by behavioral and learning disorders.
47. A kind of person.
48. A small cake leavened with yeast.
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DOWN
1. A card game in which players bet against the dealer on the cards he will draw from a dealing box.
2. A collection of objects laid on top of each other.
3. The highest level or degree attainable.
4. A light touch or stroke.
5. A constellation in the southern hemisphere near Telescopium and Norma.
6. Lacking or deprive of the sense of hearing wholly or in part.
7. An associate degree in applied science.
8. A Chadic language spoken south of Lake Chad.
9. A city in northern India.
10. An official language of the Republic of South Africa.
18. Conqueror of Gaul and master of Italy (100-44 BC).
19. A soft silvery metallic element of the alkali earth group.
21. A white metallic element that burns with a brilliant light.
22. The law enforcement agency in the Justice Department.
24. A silvery ductile metallic element found primarily in bauxite.
25. Unknown god.
26. A sweetened beverage of diluted fruit juice.
29. A small spineless globe-shaped cactus.
31. A river of southwestern Africa that rises in central Angola and flows east and then north (forming part of the border between Angola and Congo) and continuing northwest through Congo to empty into the Congo River on the border between Congo and Republic of the Congo.
32. Any of several tall tropical palms native to southeastern Asia having egg-shaped nuts.
33. Cubes of meat marinated and cooked on a skewer usually with vegetables.
34. A region of complete shadow resulting from total obstruction of light.
36. In bed.
37. Any of a group of Indic languages spoken in Kashmir and eastern Afghanistan and northern Pakistan.
41. (Judaism) Sacred chest where the ancient Hebrews kept the two tablets containing the Ten Commandments.
45. A metallic element having four allotropic forms.
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