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1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Divulge information or secrets.
8. The part of the nervous system of vertebrates that controls involuntary actions of the smooth muscles and heart and glands.
11. A flat wing-shaped process or winglike part of an organism.
12. A Chadic language spoken south of Lake Chad.
13. A conspicuous disparity or difference as between two figures.
14. A collection of objects laid on top of each other.
16. The corporate executive responsible for the operations of the firm.
17. How long something has existed.
18. A public promotion of some product or service.
19. Of or relating to or derived from or containing boron.
23. A colorless and odorless inert gas.
24. Food that is discarded (as from a kitchen).
27. A pale rose-colored variety of the ruby spinel.
31. A compartment in front of a motor vehicle where driver sits.
32. A federal agency established to coordinate programs aimed at reducing pollution and protecting the environment.
34. Set down according to a plan.
36. According to the Old Testament he was a pagan king of Israel and husband of Jezebel (9th century BC).
39. A loose sleeveless outer garment made from aba cloth.
43. Primitive predaceous North American fish covered with hard scales and having long jaws with needle-like teeth.
46. The habitation of wild animals.
48. The compass point that is midway between north and northeast.
49. Title for a civil or military leader (especially in Turkey).
50. City in southwestern Colombia in a rich agricultural area.
51. An agency of the United Nations affiliated with the World Bank.
52. A decree that prohibits something.
53. An Arabic speaking person who lives in Arabia or North Africa.
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DOWN
1. A member of the Siouan people formerly living in the Missouri river valley in NE Nebraska.
2. A vehicle mounted on runners and pulled by horses or dogs.
3. The cry made by sheep.
4. A small pellet fired from an air rifle or BB gun.
5. The state of needing something that is absent or unavailable.
6. Goddess of criminal rashness and its punishment.
7. African tree having an exceedingly thick trunk and fruit that resembles a gourd and has an edible pulp called monkey bread.
8. Any culture medium that uses agar as the gelling agent.
9. Medium-sized tree having glossy lanceolate leaves.
10. A detailed description of design criteria for a piece of work.
15. Having nine hinged bands of bony plates.
20. Using speech rather than writing.
21. Someone who engages in arbitrage (who purchases securities in one market for immediate resale in another in the hope of profiting from the price differential).
22. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
25. A white metallic element that burns with a brilliant light.
26. A health resort near a spring or at the seaside.
28. Resinlike substance secreted by certain lac insects.
29. The branch of computer science that deal with writing computer programs that can solve problems creatively.
30. A state in north central United States.
33. A port city in southwestern Iran.
35. A metallic element having four allotropic forms.
37. The (prehensile) extremity of the superior limb.
38. A particular geographical region of indefinite boundary (usually serving some special purpose or distinguished by its people or culture or geography).
40. Type genus of the Alcidae comprising solely the razorbill.
41. A river that rises in western New Mexico and flows westward through southern Arizona to become a tributary of the Colorado River.
42. Baby bed with high sides.
44. A workplace for the conduct of scientific research.
45. One of the most common of the five major classes of immunoglobulins.
47. A river in north central Switzerland that runs northeast into the Rhine.
48. Of or relating to the stomach and intestines.
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