| ACROSS
1. The federal agency that insures residential mortgages.
4. An accountant certified by the state.
7. A speech defect that involves pronouncing s like voiceless th and z like voiced th.
11. A former agency (from 1946 to 1974) that was responsible for research into atomic energy and its peacetime uses in the United States.
12. A constellation in the southern hemisphere near Telescopium and Norma.
13. Large burrowing rodent of South and Central America.
14. The most common computer memory which can be used by programs to perform necessary tasks while the computer is on.
15. (British) Diesel oil used in cars and lorries with diesel engines (from d(iesel) e(ngine) r(oad) v(ehicle)).
17. The sense organ for hearing and equilibrium.
18. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
20. A city in southern Turkey on the Seyhan River.
22. A loose sleeveless outer garment made from aba cloth.
24. An official prosecutor for a judicial district.
25. African tree having an exceedingly thick trunk and fruit that resembles a gourd and has an edible pulp called monkey bread.
28. A virtually extinct Caucasian language spoken exclusively in Turkey.
32. The elementary stages of any subject (usually plural).
34. Someone who engages in arbitrage (who purchases securities in one market for immediate resale in another in the hope of profiting from the price differential).
35. Title for a civil or military leader (especially in Turkey).
37. An associate degree in nursing.
39. (informal) Of the highest quality.
43. A Chadic language spoken south of Lake Chad.
47. A federal agency established to coordinate programs aimed at reducing pollution and protecting the environment.
49. Type genus of the family Myacidae.
50. An informal term for a father.
51. Small beads made from polished shells and formerly used as money by native Americans.
52. Having undesirable or negative qualities.
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DOWN
1. A card game in which players bet against the dealer on the cards he will draw from a dealing box.
2. A collection of objects laid on top of each other.
3. The highest level or degree attainable.
4. Someone who is morally reprehensible.
5. Manufactured in standard sizes to be shipped and assembled elsewhere.
6. A river in north central Switzerland that runs northeast into the Rhine.
7. A long-playing phonograph record.
8. The United Nations agency concerned with atomic energy.
9. The act of scanning.
10. (obstetrics) The number of live-born children a woman has delivered.
16. The capital and largest city of Liechtenstein.
19. A compartment in front of a motor vehicle where driver sits.
21. A light touch or stroke.
23. A small cake leavened with yeast.
26. The blood group whose red cells carry both the A and B antigens.
27. South American wood sorrel cultivated for its edible tubers.
29. Noisy talk.
30. A colorless element that is one of the six inert gasses.
31. A hemoprotein composed of globin and heme that gives red blood cells their characteristic color.
33. A port city in southwestern Turkey on the Gulf of Antalya.
36. Aircraft landing in bad weather in which the pilot is talked down by ground control using precision approach radar.
38. Plant with an elongated head of broad stalked leaves resembling celery.
40. Open-heart surgery in which the rib cage is opened and a section of a blood vessel is grafted from the aorta to the coronary artery to bypass the blocked section of the coronary artery and improve the blood supply to the heart.
41. Common Indian weaverbird.
42. A small nail.
44. A slight amount or degree of difference.
45. Fermented alcoholic beverage similar to but heavier than beer.
46. The executive agency that advises the President on the federal budget.
47. An associate degree in nursing.
48. A physician who is not a specialist but treats all illnesses.
49. Extremely pleasing.
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