| ACROSS
1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. A master's degree in library science.
7. A small cake leavened with yeast.
11. A river in north central Switzerland that runs northeast into the Rhine.
12. Being one more than two.
13. Capital and largest city of the Czech Republic.
14. Title for a civil or military leader (especially in Turkey).
15. The portion of the vertebrate nervous system consisting of the brain and spinal cord.
16. An island northwest of Wales.
17. A motley assortment of things.
20. A member of a Mayan people of southwestern Guatemala.
21. North American republic containing 50 states - 48 conterminous states in North America plus Alaska in northwest North America and the Hawaiian Islands in the Pacific Ocean.
23. A flat wing-shaped process or winglike part of an organism.
24. Being ten more than one hundred ninety.
26. A dull persistent (usually moderately intense) pain.
27. Brightly colored tropical freshwater fishes.
30. A public promotion of some product or service.
32. Take in solid food.
33. A fraudulent business scheme.
38. An associate degree in applied science.
42. Aircraft landing in bad weather in which the pilot is talked down by ground control using precision approach radar.
43. Any of various units of capacity.
44. According to the Old Testament he was a pagan king of Israel and husband of Jezebel (9th century BC).
45. United States liquid unit equal to 4 quarts or 3.785 liters.
46. How long something has existed.
47. Port city that is the capital and largest city of Latvia.
48. A loose sleeveless outer garment made from aba cloth.
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DOWN
1. A flat-bottomed volcanic crater that was formed by an explosion.
2. An narrative telling the adventures of a hero or a family.
3. (informal) Exceptionally good.
4. Any of various minerals consisting of hydrous silicates of aluminum or potassium etc. that crystallize in forms that allow perfect cleavage into very thin leaves.
5. A mobile mass of muscular tissue covered with mucous membrane and located in the oral cavity.
6. A female person who has the same parents as another person.
7. (music) The pace of music measured by the number of beats occurring in 60 seconds.
8. Any property detected by the olfactory system.
9. Obvious and dull.
10. Small terrestrial lizard of warm regions of the Old World.
18. A word that is written with two letters in an alphabetic writing system.
19. King of Saudi Arabia since 1982 (born in 1922).
22. Any of a number of fishes of the family Carangidae.
25. A ductile gray metallic element of the lanthanide series.
28. Any of several herbs of the genus Dipsacus native to the Old World having flower heads surrounded by spiny bracts.
29. A highly unstable radioactive element (the heaviest of the halogen series).
31. A Bantu language spoken by the Chaga people in northern Tanzania.
34. Open-heart surgery in which the rib cage is opened and a section of a blood vessel is grafted from the aorta to the coronary artery to bypass the blocked section of the coronary artery and improve the blood supply to the heart.
35. A metabolic acid found in yeast and liver cells.
36. Someone who works (or provides workers) during a strike.
37. The arch of bone beneath the eye that forms the prominence of the cheek.
39. The sense organ for hearing and equilibrium.
40. The 21st letter of the Greek alphabet.
41. An ugly evil-looking old woman.
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