| ACROSS
1. The federal agency that insures residential mortgages.
4. An outer garment that has sleeves and covers the body from shoulder down.
8. A Kwa language spoken by the Yoruba people in southwestern Nigeria.
11. A former agency (from 1946 to 1974) that was responsible for research into atomic energy and its peacetime uses in the United States.
12. Primitive chlorophyll-containing mainly aquatic eukaryotic organisms lacking true stems and roots and leaves.
13. The money risked on a gamble.
14. The most common computer memory which can be used by programs to perform necessary tasks while the computer is on.
15. A member of the Siouan people formerly living in the Missouri river valley in NE Nebraska.
16. A religious belief of African origin involving witchcraft and sorcery.
17. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
19. A flat wing-shaped process or winglike part of an organism.
21. A radioactive element of the actinide series.
22. A loose sleeveless outer garment made from aba cloth.
25. An amino acid that is found in the central nervous system.
27. 1 species.
31. (Babylonian) A demigod or first man.
33. A Mid-Atlantic state.
34. A silvery ductile metallic element found primarily in bauxite.
35. A state in midwestern United States.
37. A metallic element of the rare earth group.
40. Mentally or physically infirm with age.
43. An ugly evil-looking old woman.
47. Having undesirable or negative qualities.
48. The elementary stages of any subject (usually plural).
49. Fermented alcoholic beverage brewed from malt and hops.
50. Large brownish-green New Zealand parrot.
51. A plant hormone promoting elongation of stems and roots.
52. Someone who works (or provides workers) during a strike.
53. A river in north central Switzerland that runs northeast into the Rhine.
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DOWN
1. A card game in which players bet against the dealer on the cards he will draw from a dealing box.
2. A collection of objects laid on top of each other.
3. The highest level or degree attainable.
4. A rotating disk shaped to convert circular into linear motion.
5. Leaf or strip from a leaf of the talipot palm used in India for writing paper.
6. Title for a civil or military leader (especially in Turkey).
7. An official language of the Republic of South Africa.
8. A dark-skinned member of a race of people living in Australia when Europeans arrived.
9. Cubes of meat marinated and cooked on a skewer usually with vegetables.
10. A city in central New York.
18. A high-crowned black cap (usually made of felt or sheepskin) worn by men in Turkey and Iran and the Caucasus.
20. Title for a civil or military leader (especially in Turkey).
23. Any of numerous local fertility and nature deities worshipped by ancient Semitic peoples.
24. The blood group whose red cells carry both the A and B antigens.
26. A soft white precious univalent metallic element having the highest electrical and thermal conductivity of any metal.
28. A public promotion of some product or service.
29. A soft silvery metallic element of the alkali earth group.
30. The cry made by sheep.
32. Evergreen trees or shrubs of mountains of Australia and Tasmania.
36. A coffee cake flavored with orange rind and raisins and almonds.
37. God of the earth.
38. A small cake leavened with yeast.
39. A detailed description of design criteria for a piece of work.
41. (Greek mythology) Goddess of the earth and mother of Cronus and the Titans in ancient mythology.
42. The sixth month of the civil year.
44. Aircraft landing in bad weather in which the pilot is talked down by ground control using precision approach radar.
45. The compass point that is one point south of due east.
46. Someone who engages in arbitrage (who purchases securities in one market for immediate resale in another in the hope of profiting from the price differential).
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