| ACROSS
1. A federally chartered savings bank.
4. Goddess of fertility.
8. A dark-skinned member of a race of people living in Australia when Europeans arrived.
11. (Irish) The sea personified.
12. A unit of area (4840 square yards) used in English-speaking countries.
13. A conspicuous disparity or difference as between two figures.
14. A reptile genus of Iguanidae.
15. Freedom from difficulty or hardship or effort.
16. Goddess of criminal rashness and its punishment.
17. Capital and largest city of Iraq.
19. An official prosecutor for a judicial district.
21. A radioactive element of the actinide series.
22. Type genus of the family Myacidae.
23. African tree having an exceedingly thick trunk and fruit that resembles a gourd and has an edible pulp called monkey bread.
28. Having been read.
32. A gradual decline (in size or strength or power or number).
33. A light touch or stroke.
34. The (prehensile) extremity of the superior limb.
36. A contestant who loses the contest.
43. Type genus of the Alcidae comprising solely the razorbill.
46. A loose sleeveless outer garment made from aba cloth.
47. The flesh of animals (including fishes and birds and snails) used as food.
48. Resinlike substance secreted by certain lac insects.
49. Serving as an essential component.
50. A small cake leavened with yeast.
51. A constellation in the southern hemisphere near Telescopium and Norma.
52. An agency of the United Nations affiliated with the World Bank.
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DOWN
1. An embarrassing mistake.
2. Stalk of a moss capsule.
3. (informal) Exceptionally good.
4. The United Nations agency concerned with atomic energy.
5. Any of a number of fishes of the family Carangidae.
6. The bureau of the Treasury Department responsible for tax collections.
7. Full of seeds.
8. Title for a civil or military leader (especially in Turkey).
9. A Chadic language spoken south of Lake Chad.
10. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
18. A young woman making her debut into society.
20. Port city of Denmark in eastern Jutland.
24. The blood group whose red cells carry both the A and B antigens.
25. A Russian river.
26. The sixth month of the civil year.
27. Having undesirable or negative qualities.
29. (Akkadian) God of wisdom.
30. An associate degree in nursing.
31. A doctor's degree in religion.
35. A long noosed rope used to catch animals.
37. Evergreen trees and shrubs having oily one-seeded fruits.
38. Someone who works (or provides workers) during a strike.
39. Type genus of the family Arcidae.
40. British writer of short stories (1870-1916).
41. In bed.
42. A member of an American Indian people of Yucatan and Belize and Guatemala who once had a culture characterized by outstanding architecture and pottery and astronomy.
44. Leaf or strip from a leaf of the talipot palm used in India for writing paper.
45. A river in north central Switzerland that runs northeast into the Rhine.
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