| ACROSS
1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Any of various deciduous or evergreen ornamental shrubs of the genus Abelia having opposite simple leaves and cymes of small white or pink or purplish flowers.
10. A unit of pressure.
13. A federal agency established to coordinate programs aimed at reducing pollution and protecting the environment.
14. Any of various rich and elaborate cakes.
15. A unit of absorbed ionizing radiation equal to 100 ergs per gram of irradiated material.
16. (Irish) The sea personified.
17. Steal goods.
19. Capital and largest city of Iraq.
21. A state in midwestern United States.
22. A woman hired to suckle a child of someone else.
23. Widely cultivated in tropical and subtropical regions for its fragrant flowers and colorful fruits.
24. A public promotion of some product or service.
27. A trivalent metallic element of the rare earth group.
28. (Akkadian) God of wisdom.
29. Reports of the work of a society or learned body etc.
33. The syllable naming the fourth (subdominant) note of the diatonic scale in solmization.
35. A federally chartered savings bank.
38. In the shape of a coil.
41. A light touch or stroke.
42. A white soft metallic element that tarnishes readily.
43. A white metallic element that burns with a brilliant light.
44. A unit of surface area equal to 100 square meters.
45. A colorless and odorless inert gas.
47. A coffee cake flavored with orange rind and raisins and almonds.
51. The largest continent with 60% of the earth's population.
54. The (prehensile) extremity of the superior limb.
58. A digital display that uses liquid crystal cells that change reflectivity in an applied electric field.
62. An Arabic speaking person who lives in Arabia or North Africa.
63. Someone who is morally reprehensible.
64. A port city in southwestern Iran.
66. One of the five major classes of immunoglobulins.
67. Title for a civil or military leader (especially in Turkey).
68. A member of an agricultural people of southern India.
69. An associate degree in applied science.
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DOWN
1. Australian operatic soprano (1861-1931).
2. Express in speech.
3. Someone who operates a barge.
4. A city in northern India.
5. English monk and scholar (672-735).
6. The 7th letter of the Greek alphabet.
7. (New Testament) Disciple of Jesus.
8. The United Nations agency concerned with atomic energy.
9. A soft yellow malleable ductile (trivalent and univalent) metallic element.
10. A small carriage in which a baby or child is pushed around.
11. A region of Malaysia in northeastern Borneo.
12. A state in the Rocky Mountains.
18. United States physicist (born in Austria) who proposed the exclusion principle (thus providing a theoretical basis for the periodic table) (1900-1958).
20. Lacking or deprive of the sense of hearing wholly or in part.
25. An official prosecutor for a judicial district.
26. West Indian tree having racemes of fragrant white flowers and yielding a durable timber and resinous juice.
30. A state in New England.
31. An acute inflammatory disease occurring in the intestines of premature infants.
32. Someone who works (or provides workers) during a strike.
34. A river in north central Switzerland that runs northeast into the Rhine.
36. Speaking a Slavic language.
37. A small cake leavened with yeast.
39. (Judaism) Sacred chest where the ancient Hebrews kept the two tablets containing the Ten Commandments.
40. A unit of length of thread or yarn.
46. The cry made by sheep.
48. Title for a civil or military leader (especially in Turkey).
49. Port city in western Saudi Arabia on the Red Sea.
50. A genus of Ploceidae.
51. (Akkadian) God of wisdom.
52. A narcotic that is considered a hard drug.
53. A small nail.
55. An elaborate song for solo voice.
56. Kamarupan languages spoken in northeastern India and western Burma.
57. A software system that facilitates the creation and maintenance and use of an electronic database.
59. A compartment in front of a motor vehicle where driver sits.
60. A loose sleeveless outer garment made from aba cloth.
61. A shape that sags.
65. A silvery soft waxy metallic element of the alkali metal group.
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