1. A federally chartered savings bank.
4. United States architect (born in England) (1802-1878).
10. The act of slowing down or falling behind.
13. (Irish) The sea personified.
14. A histamine blocker and antacid (trade name Zantac) used to treat peptic ulcers and gastritis and esophageal reflux.
15. An agency of the United Nations affiliated with the World Bank.
16. A reptile genus of Iguanidae.
17. English romantic poet notorious for his rebellious and unconventional lifestyle (1788-1824).
19. Capital and largest city of Iraq.
21. Basic principles of the cosmos.
22. (informal) Being satisfactory or in satisfactory condition.
24. Flowing in drops.
27. A Loloish language.
33. Wild sheep of northern Africa.
35. Very dark black.
37. (Norse mythology) One of the Aesir known for his beauty and skill with bow and skis.
38. The act of using.
39. A Tibetan or Mongolian priest of Lamaism.
40. Flower arrangement consisting of a circular band of foliage or flowers for ornamental purposes.
41. God of wealth and love.
43. An official prosecutor for a judicial district.
44. East Indian tree yielding a resin used medicinally and burned as incense.
46. Being five more than one hundred fifty.
48. A small cake leavened with yeast.
51. A midwestern state in north central United States in the Great Lakes region.
53. Minute floating marine tunicate having a transparent body with an opening at each end.
57. A loose sleeveless outer garment made from aba cloth.
61. South African term for `boss'.
62. Being one more than nine.
63. A member of the Siouan people formerly inhabiting the Black Hills of western South Dakota.
65. A federal agency that supervises carriers that transport goods and people between states.
66. A condition (mostly in boys) characterized by behavioral and learning disorders.
67. African tree having an exceedingly thick trunk and fruit that resembles a gourd and has an edible pulp called monkey bread.
68. The longer of the two telegraphic signals used in Morse code.

1. An embarrassing mistake.
2. Stalk of a moss capsule.
3. (informal) Exceptionally good.
4. A member of a Turkic people of Uzbekistan and neighboring areas.
5. The day on which you receive pay for your work.
6. A son who has the same first name as his father.
7. A member of the Siouan people inhabiting the valleys of the Platte and Missouri rivers in Nebraska.
8. The (prehensile) extremity of the superior limb.
9. A state in southeastern United States.
10. A person who has lied or who lies repeatedly.
11. (Old Testament) In Judeo-Christian mythology.
12. Offering fun and gaiety.
18. The basic unit of money in Bangladesh.
20. Amino acid that is formed in the liver and converted into dopamine in the brain.
23. Production of a certain amount.
25. Not accepting reservations.
26. The content of cognition.
28. Informal terms for a mother.
29. Type genus of the Anatidae.
30. A pause during which things are calm or activities are diminished.
31. Evergreen trees and shrubs having oily one-seeded fruits.
32. Being two more than forty.
34. Made of fir or pine.
36. Any of numerous local fertility and nature deities worshipped by ancient Semitic peoples.
42. Aircraft landing in bad weather in which the pilot is talked down by ground control using precision approach radar.
45. An Arabic speaking person who lives in Arabia or North Africa.
47. A Russian river.
49. In bed.
50. An unofficial association of people or groups.
52. A town in Hawaii on the island of Hawaii.
54. Set down according to a plan.
55. Large burrowing rodent of South and Central America.
56. United States writer (born in Poland) who wrote in Yiddish (1880-1957).
58. A numbered compartment in a post office where mail is put to be called for.
59. A compartment in front of a motor vehicle where driver sits.
60. A flat wing-shaped process or winglike part of an organism.
64. The blood group whose red cells carry both the A and B antigens.