| ACROSS
1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. A crystal of snow.
9. Distinctive and stylish elegance.
13. Any of various primates with short tails or no tail at all.
14. Of or relating to or containing or derived from gold.
15. An Eskimo hut.
16. Having leadership guidance.
17. English scholastic philosopher and assumed author of Occam's Razor (1285-1349).
18. A barrier consisting of a horizontal bar and supports.
19. Someone who works (or provides workers) during a strike.
21. The 7th letter of the Greek alphabet.
23. Informal terms for a mother.
24. Angular distance above the horizon (especially of a celestial object).
26. A college town in central New York on Lake Cayuga.
29. A region of Malaysia in northeastern Borneo.
32. A public promotion of some product or service.
33. A master's degree in fine arts.
36. A series of steps to be carried out or goals to be accomplished.
40. (informal) `johnny' was applied as a nickname for Confederate soldiers by the Federal soldiers in the American Civil War.
41. Being ten more than one hundred forty.
42. A literary language of Chinese Turkestan (named for one of the sons of Genghis Khan).
44. Not only so, but.
46. Any of various forms of aluminum oxide occurring naturally as corundum.
47. A river in north central Switzerland that runs northeast into the Rhine.
49. (Akkadian) God of wisdom.
50. An associate degree in nursing.
52. United States physiologist (born in Germany) who did research on parthenogenesis (1859-1924).
58. A summary that repeats the substance of a longer discussion.
61. A loose sleeveless outer garment made from aba cloth.
62. Make attractive or lovable.
65. Make or shape as with an axe.
66. A piece of furniture that provides a place to sleep.
67. West Indian tree having racemes of fragrant white flowers and yielding a durable timber and resinous juice.
68. An associate degree in applied science.
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1. A master's degree in library science.
2. A detailed description of design criteria for a piece of work.
3. English monk and scholar (672-735).
4. The United Nations agency concerned with the international organization of food and agriculture.
5. United States publisher of magazines (1898-1967).
6. Stout-bodied broad-winged moth with conspicuously striped or spotted wings.
7. Deciduous South African tree having large odd-pinnate leaves and profuse fragrant orange-yellow flowers.
8. Electronic warfare undertaken to prevent or reduce an enemy's effective use of the electromagnetic spectrum.
9. English theoretical physicist who applied relativity theory to quantum mechanics and predicted the existence of antimatter and the positron (1902-1984).
10. Title for a civil or military leader (especially in Turkey).
11. Being of delicate or slender build.
12. A Polynesian rain dance performed by a woman.
20. Any of various edible seeds of plants of the family Leguminosae.
22. Having undesirable or negative qualities.
25. A gonadotropic hormone that is secreted by the anterior pituitary.
27. Relating to the deepest parts of the ocean (below 6000 meters).
28. Italian violin maker in Cremona.
30. On or toward the lee.
31. A small cake leavened with yeast.
34. Open pastry filled with fruit or custard.
35. Type genus of the Amiidae.
37. Primitive chlorophyll-containing mainly aquatic eukaryotic organisms lacking true stems and roots and leaves.
38. Slightly open.
39. A medieval hood of mail suspended from a basinet to protect the head and neck.
43. Argentine guerrilla leader who played an important role in the Cuban revolution under Fidel Castro (1928-1967).
44. English theoretical physicist who applied relativity theory to quantum mechanics and predicted the existence of antimatter and the positron (1902-1984).
45. Goddess of the dead and queen of the underworld.
48. The blood group whose red cells carry both the A and B antigens.
51. The compass point that is one point east of northeast.
53. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
54. According to the Old Testament he was a pagan king of Israel and husband of Jezebel (9th century BC).
55. A Loloish language.
56. Fertility goddess in ancient Greek mythology.
57. An infectious tropical disease resembling syphilis in its early stages.
59. Someone who is morally reprehensible.
60. Large brownish-green New Zealand parrot.
63. A silvery soft waxy metallic element of the alkali metal group.
64. A metric unit of volume equal to one tenth of a liter.
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