| ACROSS
1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Cause to suffer.
10. Any of several small ungulate mammals of Africa and Asia with rodent-like incisors and feet with hooflike toes.
13. Any of various primates with short tails or no tail at all.
14. A short synopsis.
15. A Kwa language spoken by the Yoruba people in southwestern Nigeria.
16. Having leadership guidance.
17. A herder or swine.
18. A member of a Mayan people of southwestern Guatemala.
19. A fraudulent business scheme.
21. An Arabic speaking person who lives in Arabia or North Africa.
23. (of complexion) Blemished by imperfections of the skin.
24. A light strong brittle gray toxic bivalent metallic element.
25. A radioactive element of the actinide series.
26. Essential oil or perfume obtained from flowers.
29. A hard gray lustrous metallic element that is highly corrosion-resistant.
30. A radioactive transuranic element.
32. The capital and largest city of Venezuela.
39. A plant hormone promoting elongation of stems and roots.
40. The blood group whose red cells carry both the A and B antigens.
41. The largest island of the central Ryukyu Islands.
42. A metric unit of volume equal to one tenth of a liter.
45. An ancient Hebrew unit of capacity equal to 10 baths or 10 ephahs.
46. A quantity of no importance.
49. Obvious and dull.
56. By bad luck.
59. Plant with an elongated head of broad stalked leaves resembling celery.
60. One of the five major classes of immunoglobulins.
62. Bound or secured closely.
63. Of or relating to or characteristic of Thailand of its people.
64. A genus of delicate ferns belonging to the family Osmundaceae.
65. Type genus of the Alcidae comprising solely the razorbill.
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1. A master's degree in library science.
2. A detailed description of design criteria for a piece of work.
3. English monk and scholar (672-735).
4. An accidental happening.
5. Relating to or having the characteristics of bees.
6. The polite declining of an invitation.
7. A large fleet.
8. Someone who works (or provides workers) during a strike.
9. A typical star that is the source of light and heat for the planets in the solar system.
10. Fallow deer.
11. Jordan's port.
12. Wood of a sumac.
20. God of death.
22. Wood of a pecan tree.
27. An official language of the Republic of South Africa.
28. A constellation in the southern hemisphere near Telescopium and Norma.
31. A slick spokesperson who can turn any criticism to the advantage of their employer.
33. A clique that seeks power usually through intrigue.
34. In bed.
35. A state in northwestern North America.
36. English theoretical physicist who applied relativity theory to quantum mechanics and predicted the existence of antimatter and the positron (1902-1984).
37. A bloody and prolonged operation in which American marines landed and defeated Japanese defenders (February and March 1945).
38. A river in north central Switzerland that runs northeast into the Rhine.
43. Type genus of the Anatidae.
44. A white soft metallic element that tarnishes readily.
47. Tropical American trees with palmately compound leaves and showy bell-shaped flowers.
48. A blanket that is used as a cloak or shawl.
49. Informal terms for a mother.
50. Primitive chlorophyll-containing mainly aquatic eukaryotic organisms lacking true stems and roots and leaves.
51. Medium-sized tree having glossy lanceolate leaves.
52. Informal terms for a (young) woman.
53. A roughly cylindrical that is vessel open at the top.
54. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
55. An informal term for a father.
57. A branch of the Tai languages.
58. The federal department that administers federal program dealing with better housing and urban renewal.
59. An official prosecutor for a judicial district.
61. (astronomy) A measure of time defined by Earth's orbital motion.
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