| ACROSS
1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Mexican revolutionary who led a revolt for agrarian reforms (1879-1919).
10. A flat wing-shaped process or winglike part of an organism.
13. Any of various primates with short tails or no tail at all.
14. Spider monkeys.
15. A boy or man.
16. Having leadership guidance.
17. An Indian gum from the dhawa tree.
18. One of the most common of the five major classes of immunoglobulins.
19. Someone who works (or provides workers) during a strike.
21. A radioactive element of the actinide series.
22. Of or relating to or characteristic of Hades or Tartarus.
24. Worn or shabby from overuse or (of pages) from having corners turned down.
27. Wife of Balder.
28. An artificial language.
31. An international organization of European countries formed after World War II to reduce trade barriers and increase cooperation among its members.
32. French cabaret singer (1915-1963).
38. A federal agency established to coordinate programs aimed at reducing pollution and protecting the environment.
40. United States liquid unit equal to 4 quarts or 3.785 liters.
41. A high-crowned black cap (usually made of felt or sheepskin) worn by men in Turkey and Iran and the Caucasus.
45. A constellation in the southern hemisphere near Telescopium and Norma.
46. An amino acid that is found in the central nervous system.
47. 100 thebe equal 1 pula.
51. A genus of Platalea.
55. The United Nations agency concerned with atomic energy.
58. Any culture medium that uses agar as the gelling agent.
59. Resonance of protons to radiation in a magnetic field.
63. A benevolent aspect of Devi.
64. Serving as an essential component.
65. African tree having an exceedingly thick trunk and fruit that resembles a gourd and has an edible pulp called monkey bread.
66. A defensive missile designed to shoot down incoming intercontinental ballistic missiles.
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1. A master's degree in library science.
2. A detailed description of design criteria for a piece of work.
3. English monk and scholar (672-735).
4. An angular shape characterized by sharp turns in alternating directions.
5. Essential oil or perfume obtained from flowers.
6. The state prevailing during the absence of war.
7. Angular distance above the horizon (especially of a celestial object).
8. The 9th letter of the Hebrew alphabet.
9. Of or relating to or characteristic of Asia or the peoples of Asia or their languages or culture.
10. Not contained in or deriving from the essential nature of something.
11. Goods (or wreckage) on the sea bed that is attached to a buoy so that it can be recovered.
12. A city in southern Turkey on the Seyhan River.
20. Cattle that are reared for their meat.
23. Tropical woody herb with showy yellow flowers and flat pods.
25. The azimuth of a celestial body is the angle between the vertical plane containing it and the plane of the meridian.
26. Lacking or deprive of the sense of hearing wholly or in part.
29. Type genus of the Pipidae.
30. An official language of the Republic of South Africa.
33. Type genus of the Alcidae comprising solely the razorbill.
34. Jordan's port.
35. Title for a civil or military leader (especially in Turkey).
36. (British) A waterproof raincoat made of rubberized fabric.
37. Leaf or strip from a leaf of the talipot palm used in India for writing paper.
39. A river in north central Switzerland that runs northeast into the Rhine.
42. A metabolic acid found in yeast and liver cells.
43. Informal terms for a mother.
44. A Hindu prince or king in India.
48. Stable gear consisting of either of two curved supports that are attached to the collar of a draft horse and that hold the traces.
49. Suggestive of the supernatural.
50. Panel forming the lower part of an interior wall when it is finished differently from the rest.
52. Largest known toad species.
53. A metrical unit with unstressed-stressed syllables.
54. The biblical name for ancient Syria.
56. The cry made by sheep.
57. A light touch or stroke.
60. A unit of magnetomotive force equal to 0.7958 ampere-turns.
61. A soft silvery metallic element of the alkali earth group.
62. The blood group whose red cells carry both the A and B antigens.
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