| ACROSS
1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Having branches.
10. Hormone secreted by the posterior pituitary gland (trade name Pitressin) and also by nerve endings in the hypothalamus.
13. A river in north central Switzerland that runs northeast into the Rhine.
14. Exultantly proud and joyful.
15. An independent agency of the United States government responsible for collecting and coordinating intelligence and counterintelligence activities abroad in the national interest.
16. A person who lacks confidence, is irresolute and wishy-washy.
18. A virtually extinct Caucasian language spoken exclusively in Turkey.
20. Deciduous South African tree having large odd-pinnate leaves and profuse fragrant orange-yellow flowers.
21. The blood group whose red cells carry both the A and B antigens.
23. A drug (trade names Calan and Isoptin) used as an oral or parenteral calcium blocker in cases of hypertension or congestive heart failure or angina or migraine.
24. Noisy talk.
25. Any of a number of fishes of the family Carangidae.
27. Having nine hinged bands of bony plates.
34. An extension at the end and at right angles to the main building.
36. A colorless and odorless inert gas.
37. A city in southern Finland.
39. A port city in southwestern Iran.
41. A white metallic element that burns with a brilliant light.
43. An insect in the inactive stage of development (when it is not feeding) intermediate between larva and adult.
44. Cubes of meat marinated and cooked on a skewer usually with vegetables.
45. Sect of Orthodox Jews who follow the Mosaic Law strictly.
47. The Tibeto-Burman language spoken in the Dali region of Yunnan.
48. A statement that deviates from or perverts the truth.
49. A Chadic language spoken south of Lake Chad.
56. A loose sleeveless outer garment made from aba cloth.
60. The cry made by sheep.
61. The basic unit of money in Albania.
62. Belonging to the modern era.
63. A container.
64. An agency of the United Nations affiliated with the World Bank.
65. A member of an agricultural people of southern India.
66. The compass point midway between northeast and east.
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DOWN
1. (British) A waterproof raincoat made of rubberized fabric.
2. A dress worn primarily by Hindu women.
3. Genus of prickly shrubs and small trees of the Caribbean region.
4. A long noosed rope used to catch animals.
5. A white linen liturgical vestment with sleeves.
6. A member of an American Indian people of Yucatan and Belize and Guatemala who once had a culture characterized by outstanding architecture and pottery and astronomy.
7. A highly unstable radioactive element (the heaviest of the halogen series).
8. A brittle silver-white metalloid element that is related to selenium and sulfur.
9. Give an education to.
10. Any group or radical of the form RCO- where R is an organic group.
11. African tree with edible yellow fruit resembling mangos.
12. German chemist who was co-discoverer with Lise Meitner of nuclear fission (1879-1968).
17. Common Indian weaverbird.
19. Having undesirable or negative qualities.
22. A bachelor's degree in architecture.
26. Being ten more than one hundred ninety.
28. A river in central Europe that arises in northwestern Czechoslovakia and flows northward through Germany to empty into the North Sea.
29. Divulge information or secrets.
30. The syllable naming the fourth (subdominant) note of the diatonic scale in solmization.
31. An edible tuber native to South America.
32. A member of the Shoshonean people of northeastern Arizona.
33. A mass of small bubbles formed in or on a liquid.
35. A small cake leavened with yeast.
38. Plausible glib talk (especially useful to a salesperson).
40. A Chadic language spoken south of Lake Chad.
42. A city and port in northern Jutland.
46. An earth color containing ferric oxides.
50. In bed.
51. The basic unit of money in Bangladesh.
52. A particular geographical region of indefinite boundary (usually serving some special purpose or distinguished by its people or culture or geography).
53. A French abbot.
54. Water falling in drops from vapor condensed in the atmosphere.
55. A native or inhabitant of Denmark.
57. The executive agency that advises the President on the federal budget.
58. Chiefly perennial grasses of cool temperate regions.
59. A doctor's degree in education.
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