| ACROSS
1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. United States abolitionist (1786-1865).
10. Hormone produced early in pregnancy by the placenta.
13. Any of various primates with short tails or no tail at all.
14. Any of various deciduous or evergreen ornamental shrubs of the genus Abelia having opposite simple leaves and cymes of small white or pink or purplish flowers.
15. A period marked by distinctive character or reckoned from a fixed point or event.
16. Having leadership guidance.
17. A woman of refinement.
19. Any of a number of fishes of the family Carangidae.
21. Estrangement from god.
22. Primitive chlorophyll-containing mainly aquatic eukaryotic organisms lacking true stems and roots and leaves.
23. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
26. A state in the western United States.
29. Title for a civil or military leader (especially in Turkey).
33. The capital and largest city of Yemen.
35. A large fleet.
37. A loose sleeveless outer garment made from aba cloth.
38. A bachelor's degree in religion.
40. African tree having an exceedingly thick trunk and fruit that resembles a gourd and has an edible pulp called monkey bread.
41. A rare silvery (usually trivalent) metallic element.
44. An informal term for a father.
45. French painter whose work influenced the impressionists (1832-1883).
48. Tall perennial herb of tropical Asia with dark green leaves.
51. Someone who works (or provides workers) during a strike.
53. (Akkadian) God of wisdom.
57. Black tropical American cuckoo.
62. Relating to or characteristic of or occurring on the sea or ships.
63. A poplar that is widely cultivated in the United States.
64. A collection of facts from which conclusions may be drawn.
65. A condition (mostly in boys) characterized by behavioral and learning disorders.
66. Small terrestrial lizard of warm regions of the Old World.
67. By bad luck.
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DOWN
1. A master's degree in library science.
2. A detailed description of design criteria for a piece of work.
3. English monk and scholar (672-735).
4. A woolen cap of Scottish origin.
5. Lower in esteem.
6. A tricycle (usually propelled by pedalling).
7. A series of steps to be carried out or goals to be accomplished.
8. An anticipated outcome that is intended or that guides your planned actions.
9. A silvery soft waxy metallic element of the alkali metal group.
10. Heal or recover.
11. A steep rugged rock or cliff.
12. Offering fun and gaiety.
18. (Scotland) A small loaf or roll of soft bread.
20. The capital and chief port of Qatar.
24. According to the Old Testament he was a pagan king of Israel and husband of Jezebel (9th century BC).
25. God of death.
27. The bill in a restaurant.
28. (Irish) Mother of the ancient Irish gods.
30. A Chadic language spoken south of Lake Chad.
31. (Babylonian) God of storms and wind.
32. A small cake leavened with yeast.
34. Assist or encourage, usually in some wrongdoing.
36. A manner of performance.
39. A logarithmic unit of sound intensity.
41. God of the earth.
42. A colorless and odorless inert gas.
43. A soft silvery metallic element of the alkali earth group.
46. (of complexion) Blemished by imperfections of the skin.
47. Submerged aquatic plant having narrow leaves and small flowers.
49. (Greek mythology) A princess of Colchis who aided Jason in taking the Golden Fleece from her father.
50. A state in midwestern United States.
52. Open-heart surgery in which the rib cage is opened and a section of a blood vessel is grafted from the aorta to the coronary artery to bypass the blocked section of the coronary artery and improve the blood supply to the heart.
54. The food served and eaten at one time.
55. A Chadic language spoken south of Lake Chad.
56. A river that rises in northeastern Turkey (near the source of the Euphrates) and flows generally eastward through Armenia to the Caspian Sea.
58. The cry made by sheep.
59. Large brownish-green New Zealand parrot.
60. Any of various trees of the genus Ulmus.
61. A federal agency established to regulate the release of new foods and health-related products.
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