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1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Behave in a certain manner.
10. The elementary stages of any subject (usually plural).
13. Any of various primates with short tails or no tail at all.
14. South American cavy.
15. The longer of the two telegraphic signals used in Morse code.
16. Having leadership guidance.
17. A family of Sino-Tibetan languages spoken in southeastern Asia.
18. An amino acid that is found in the central nervous system.
19. Singing jazz.
21. The basic unit of money in Peru.
23. An informal term for a father.
24. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
25. A bachelor's degree in religion.
26. A vehicle mounted on runners and pulled by horses or dogs.
29. A book of the New Testament.
34. A group of Plains Indians formerly living in what is now North and South Dakota and Nebraska and Kansas and Arkansas and Louisiana and Oklahoma and Texas.
36. Of or belonging to an aecium.
38. A condition (mostly in boys) characterized by behavioral and learning disorders.
40. Lacking or deprive of the sense of hearing wholly or in part.
43. (Old Testament) Cain and Abel were the first children of Adam and Eve born after the Fall of Man.
44. A loose sleeveless outer garment made from aba cloth.
46. Title for the former hereditary monarch of Iran.
48. A Powhatan Indian woman (the daughter of Powhatan) who befriended the English at Jamestown and is said to have saved Captain John Smith's life (1595-1617).
52. An area of sand sloping down to the water of a sea or lake.
56. Title for a civil or military leader (especially in Turkey).
57. A bowl-shaped vessel.
60. The basic unit of money in Western Samoa.
61. A bachelor's degree in theology.
62. A badly assembled collection of parts hastily assembled to serve some particular purpose (often used to refer to computing systems or software that has been badly put together).
64. The most common computer memory which can be used by programs to perform necessary tasks while the computer is on.
65. Of or relating to or characteristic of Thailand of its people.
66. Of or relating to or containing or derived from gold.
67. The compass point midway between northeast and east.
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DOWN
1. A master's degree in library science.
2. A detailed description of design criteria for a piece of work.
3. English monk and scholar (672-735).
4. East Indian tree bearing a profusion of intense vermilion velvet-textured blooms and yielding a yellow dye.
5. A federal agency established to coordinate programs aimed at reducing pollution and protecting the environment.
6. A tricycle (usually propelled by pedalling).
7. A port city in northwestern Algeria and the country's 2nd largest city.
8. An investment trust that owns and manages a pool of commercial properties and mortgages and other real estate asssets.
9. A hard gray lustrous metallic element that is highly corrosion-resistant.
10. (Babylonian) God of storms and wind.
11. A small cake leavened with yeast.
12. Of or relating to or characteristic of the Republic of Chad or its people or language.
20. Scottish chemist noted for his research into the structure of nucleic acids (born in 1907).
22. Realistic Norwegian author who wrote plays on social and political themes (1828-1906).
27. Remove with or as if with a ladle.
28. Tropical starchy tuberous root.
30. A label made of cardboard or plastic or metal.
31. Evergreen tree of eastern Asia and Philippines having large leathery leaves and small green-white flowers in compact cymes.
32. A member of an extinct North American Indian people who lived in the Pit river valley in northern California.
33. A feeling of strong eagerness (usually in favor of a person or cause).
35. (informal) Being satisfactory or in satisfactory condition.
37. An indication of approved or superior status.
39. An associate degree in applied science.
41. The United Nations agency concerned with the international organization of food and agriculture.
42. A mountain in the Himalayas in Nepal (27,790 feet high).
45. A coffee cake flavored with orange rind and raisins and almonds.
47. The blood group whose red cells carry both the A and B antigens.
49. Title for a civil or military leader (especially in Turkey).
50. A sock with a separation for the big toe.
51. An ancient Assyrian city on the River Tigris and traditional capital of Assyria.
53. A river in north central Switzerland that runs northeast into the Rhine.
54. Group of people related by blood or marriage.
55. Stable gear consisting of either of two curved supports that are attached to the collar of a draft horse and that hold the traces.
58. An artificial language that is a revision and simplification of Esperanto.
59. Sexually transmitted urethritis (usually caused by chlamydia).
63. A radioactive transuranic element produced by bombarding plutonium with neutrons.
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