| ACROSS
1. The bill in a restaurant.
4. West Indian tree having racemes of fragrant white flowers and yielding a durable timber and resinous juice.
10. A federally chartered savings bank.
13. A loose sleeveless outer garment made from aba cloth.
14. Small depression under the shoulder joint where the arm joins the shoulder.
15. (Irish) The sea personified.
16. Cubes of meat marinated and cooked on a skewer usually with vegetables.
18. Free from favoritism or self-interest or bias or deception.
19. A period marked by distinctive character or reckoned from a fixed point or event.
20. (Babylonian) God of storms and wind.
23. The sixth month of the civil year.
25. Group insurance that entitles members to services of participating hospitals and clinics and physicians.
27. Small terrestrial lizard of warm regions of the Old World.
34. A rapid escape (as by criminals).
35. A soft gray ductile metallic element used in alloys.
36. A starch made by leaching and drying the root of the cassava plant.
37. A farewell remark.
39. A New England state.
40. East Indian silk cotton tree yielding fibers inferior to kapok.
41. A white linen liturgical vestment with sleeves.
43. The eleventh month of the civil year.
45. A short high tone produced as a signal or warning.
47. A plant hormone promoting elongation of stems and roots.
48. A very young child (birth to 1 year) who has not yet begun to walk or talk.
50. United States writer (born in Poland) who wrote in Yiddish (1880-1957).
55. Title for a civil or military leader (especially in Turkey).
58. A Chadic language spoken south of Lake Chad.
59. An enclosed space.
60. Not subject to change or variation especially in behavior.
62. The elementary stages of any subject (usually plural).
63. Large northern deer with enormous flattened antlers in the male.
64. African tree having an exceedingly thick trunk and fruit that resembles a gourd and has an edible pulp called monkey bread.
65. A unit of length of thread or yarn.
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DOWN
1. The basic unit of money in Bangladesh.
2. In bed.
3. A small cake leavened with yeast.
4. A compartment in front of a motor vehicle where driver sits.
5. An edge tool with a heavy bladed head mounted across a handle.
6. A prisoner serving a term of life imprisonment.
7. (botany) Of or relating to the axil.
8. Small genus of western African evergreen trees and shrubs bearing fleshy capsular three-seeded fruits edible when neither unripe nor overripe.
9. A river in north central Switzerland that runs northeast into the Rhine.
10. Any wingless blood-sucking parasitic insect noted for ability to leap.
11. A member of a Slavic people who settled in Serbia and neighboring areas in the 6th and 7th centuries.
12. (informal) Exceptionally good.
17. (Old Testament) In Judeo-Christian mythology.
21. A soft silvery metallic element of the alkali earth group.
22. An island in the Mediterranean.
24. The 2nd longest European river.
26. Any expected deliverer.
28. An anxiety disorder characterized by chronic free-floating anxiety and such symptoms as tension or sweating or trembling of light-headedness or irritability etc that has lasted for more than six months.
29. Type genus of the Amiidae.
30. A proportion multiplied by 100.
31. Avatar of Vishnu.
32. Rounded like an egg.
33. The basic unit of money in Western Samoa.
38. A river in central Europe that arises in northwestern Czechoslovakia and flows northward through Germany to empty into the North Sea.
42. Stout-bodied insect with large membranous wings.
43. A colorless and odorless inert gas.
44. (neurology) Of or relating to the vagus nerve.
45. A soft silvery metallic element of the alkali earth group.
46. A path set aside for walking.
47. A colorless and odorless inert gas.
49. Related to or located at the back.
51. Someone who works (or provides workers) during a strike.
52. Any of numerous local fertility and nature deities worshipped by ancient Semitic peoples.
53. A French abbot.
54. Large burrowing rodent of South and Central America.
56. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
57. A reptile genus of Iguanidae.
61. A soft silvery metallic element.
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