1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Having services engaged for a fee.
9. (old-fashioned) At or from or to a great distance.
13. Relating to or characteristic of or occurring in the air.
14. (medicine) Having or experiencing a rapid onset and short but severe course.
15. A port city on the Caspian Sea that is the capital of Azerbaijan and an important center for oil production.
16. A plant hormone promoting elongation of stems and roots.
17. Cubes of meat marinated and cooked on a skewer usually with vegetables.
18. In bed.
19. Primitive chlorophyll-containing mainly aquatic eukaryotic organisms lacking true stems and roots and leaves.
21. Not tied.
23. A compartment in front of a motor vehicle where driver sits.
25. (Greek mythology) Goddess of the earth and mother of Cronus and the Titans in ancient mythology.
26. German chemist who was co-discoverer with Lise Meitner of nuclear fission (1879-1968).
29. An edge tool used to cut and shape wood.
32. A committee in the executive branch of government that advises the president on foreign and military and national security.
35. On or toward the lee.
36. Small cubes with 1 to 6 spots on the faces.
38. A white metallic element that burns with a brilliant light.
39. Any of a number of fishes of the family Carangidae.
40. Any of various minerals consisting of hydrous silicates of aluminum or potassium etc. that crystallize in forms that allow perfect cleavage into very thin leaves.
43. A number of sheets of paper fastened together along one edge.
45. Tranquilizer (trade name Dalmane) used to treat insomnia.
48. A French abbot.
49. Any of various hard resins from trees of the family Dipterocarpaceae and of the genus Agathis.
52. Stain (furniture) black to make it look like ebony.
56. Jordan's port.
58. A drug (trade names Atarax and Vistaril) used as a tranquilizer to treat anxiety and motion sickness.
59. Tropical woody herb with showy yellow flowers and flat pods.
62. The lean flesh of a fish that is often farmed.
63. A river in north central Switzerland that runs northeast into the Rhine.
64. A small cake leavened with yeast.
65. (prefix) Within.

1. Type genus of the Majidae.
2. The granite-like rocks that form the outermost layer of the earth's crust.
3. (informal) Exceptionally good.
4. Australian shrubs and small trees with evergreen usually spiny leaves and dense clusters of showy flowers.
5. Water frozen in the solid state.
6. Not very intelligent or interested in culture.
7. The 7th letter of the Greek alphabet.
8. Locate and correct errors in a computer program code.
9. Make less active or intense.
10. Of or relating to Fabianism.
11. Widely cultivated in tropical and subtropical regions for its fragrant flowers and colorful fruits.
12. European freshwater fish resembling the roach.
20. (of complexion) Blemished by imperfections of the skin.
22. A silvery soft waxy metallic element of the alkali metal group.
24. Having undesirable or negative qualities.
27. Type genus of the Alcidae comprising solely the razorbill.
28. (of persons) Highest in rank or authority or office.
30. Lacking in light.
31. A family of fish in the order Zeomorphi.
33. The act of scanning.
34. An enclosure made or wire or metal bars in which birds or animals are kept.
37. English inventor who published the first book illustrated with photographs (1800-1877).
41. An esoteric or occult matter that is traditionally secret.
42. A soft silvery metallic element of the alkali earth group.
44. God of death.
46. Something that is a source of danger.
47. A telegram sent abroad.
48. Large brownish-green New Zealand parrot.
50. A Loloish language.
51. A flat-bottomed volcanic crater that was formed by an explosion.
53. A theocratic republic in the Middle East in western Asia.
54. A deep orange-red variety of chalcedony.
55. A collection of things (goods or works of art etc.) for public display.
57. The cry made by sheep.
60. A small pellet fired from an air rifle or BB gun.
61. The blood group whose red cells carry both the A and B antigens.