| ACROSS
1. Standard temperature and pressure.
4. Come into possession of.
10. A federally chartered savings bank.
13. United States architect (born in China in 1917).
14. A keel-shaped constellation in the southern hemisphere.
15. A river in north central Switzerland that runs northeast into the Rhine.
16. Take in solid food.
17. A member of the people inhabiting an area of northern Mongolia and eastern Siberia.
18. A self-funded retirement plan that allows you to contribute a limited yearly sum toward your retirement.
19. A person who lacks confidence, is irresolute and wishy-washy.
21. State in northeastern India.
23. Used of a single unit or thing.
26. The probability of a specified outcome.
29. The blood group whose red cells carry both the A and B antigens.
30. A silvery ductile metallic element found primarily in bauxite.
31. Of a period of maximal use or demand or activity.
36. The sense organ for hearing and equilibrium.
40. A white metallic element that burns with a brilliant light.
41. A Ukrainian peninsula between the Black Sea and the Sea of Azov.
43. Tree native to southeastern Asia having reddish wood with a mottled or striped black grain.
46. A federal agency established to regulate the release of new foods and health-related products.
48. A family of Sino-Tibetan languages spoken in southeastern Asia.
52. The template for protein synthesis.
55. A loose sleeveless outer garment made from aba cloth.
56. Tropical American trees with palmately compound leaves and showy bell-shaped flowers.
58. Bony flesh of herring-like fish usually caught during their migration to fresh water for spawning.
59. The 13th letter of the Hebrew alphabet.
60. Without qualification.
62. North American republic containing 50 states - 48 conterminous states in North America plus Alaska in northwest North America and the Hawaiian Islands in the Pacific Ocean.
63. A sweetened beverage of diluted fruit juice.
64. African tree having an exceedingly thick trunk and fruit that resembles a gourd and has an edible pulp called monkey bread.
65. Experiencing or showing sorrow or unhappiness.
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DOWN
1. A detailed description of design criteria for a piece of work.
2. A drop of the clear salty saline solution secreted by the lacrimal glands.
3. A feeling of sympathy and sorrow for the misfortunes of others.
4. A large body of water constituting a principal part of the hydrosphere.
5. An old Scottish coin of little value.
6. The cardinal number that is the sum of one and one and one.
7. Belonging to or on behalf of a specified person (especially yourself).
8. A liquid used for printing or writing or drawing.
9. Sole genus of the family Naiadaceae.
10. King of Saudi Arabia from 1964 to 1975 (1906-1975).
11. Any of various thermoplastic resins used to make things.
12. Type genus of the Bramidae.
20. Derive or receive pleasure from.
22. Someone who works (or provides workers) during a strike.
24. A slight amount or degree of difference.
25. A Russian river.
27. Dearly loved.
28. An Iranian language spoken in Afghanistan.
32. A very poisonous metallic element that has three allotropic forms.
33. A fraudulent business scheme.
34. A hospital unit staffed and equipped to provide intensive care.
35. East Indian tree bearing a profusion of intense vermilion velvet-textured blooms and yielding a yellow dye.
37. A tricycle (usually propelled by pedalling).
38. The cry made by sheep.
39. The great hall in ancient Persian palaces.
40. Sole genus of the family Naiadaceae.
42. A master's degree in fine arts.
44. A software system that facilitates the creation and maintenance and use of an electronic database.
45. Port city of Denmark in eastern Jutland.
47. Cubes of meat marinated and cooked on a skewer usually with vegetables.
49. In bed.
50. Informal terms for a (young) woman.
51. A pen that has a small metal ball as the point of transfer of ink to paper.
53. An independent agency of the United States government responsible for aviation and spaceflight.
54. (Babylonian) God of storms and wind.
57. A period marked by distinctive character or reckoned from a fixed point or event.
61. A metallic element of the rare earth group.
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