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1. Group insurance that entitles members to services of participating hospitals and clinics and physicians.
4. A village of huts for native Africans in southern Africa.
9. Fallow deer.
13. An implement used to propel or steer a boat.
14. A coffee cake flavored with orange rind and raisins and almonds.
15. An Arabic speaking person who lives in Arabia or North Africa.
16. Any of a number of fishes of the family Carangidae.
18. Wearing or provided with clothing.
19. An aggressive remark directed at a person like a missile and intended to have a telling effect.
20. The basic unit of money in Western Samoa.
21. God of the earth.
23. A soft yellow malleable ductile (trivalent and univalent) metallic element.
24. An official prosecutor for a judicial district.
26. A river in north central Switzerland that runs northeast into the Rhine.
30. An atom or molecule or radical or ion that forms a complex around a central atom.
34. The law enforcement agency in the Justice Department.
36. A gradual decline (in size or strength or power or number).
38. A soft silvery metallic element of the alkali earth group.
39. A public promotion of some product or service.
40. A collection of objects laid on top of each other.
42. A white metallic element that burns with a brilliant light.
44. Oval reproductive body of a fowl (especially a hen) used as food.
46. A city in northern India.
47. Conqueror of Gaul and master of Italy (100-44 BC).
50. A radioactive transuranic element.
51. One who works hard at boring tasks.
52. A graphical recording of the cardiac cycle produced by an electrocardiograph.
55. A Chadic language spoken south of Lake Chad.
59. Located inward.
61. Title for a civil or military leader (especially in Turkey).
65. A small cake leavened with yeast.
66. Psychoactive substance present in marijuana.
67. Small yellowish moths whose larvae feed on wool or fur.
69. A barrier constructed to contain the flow or water or to keep out the sea.
70. Take in solid food.
71. A long narrow depression in a surface.
72. A loose sleeveless outer garment made from aba cloth.
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DOWN
1. Robust east Asian clump-forming perennial herbs having racemose flowers.
2. A Portuguese province on the south coast of China and two islands in the South China Sea.
3. Using speech rather than writing.
4. A unit of information equal to 1024 bytes.
5. Framework for holding objects.
6. (usually followed by `to') Having the necessary means or skill or know-how or authority to do something.
7. Jordan's port.
8. A boy or man.
9. A Chadic language spoken south of Lake Chad.
10. A peninsula between the Red Sea and the Persian Gulf.
11. A loose and crumbling earthy deposit consisting mainly of calcite or dolomite.
12. A French abbot.
17. An informal term for a father.
22. Baby bed with high sides.
25. Before noon.
27. A silvery ductile metallic element found primarily in bauxite.
28. A person who has lied or who lies repeatedly.
29. A former agency (from 1946 to 1974) that was responsible for research into atomic energy and its peacetime uses in the United States.
31. (Greek mythology) Goddess of the earth and mother of Cronus and the Titans in ancient mythology.
32. Someone (especially a woman) who annoys people by constantly finding fault.
33. A doctor's degree in dental surgery.
35. Call upon in supplication.
37. German organist and contrapuntist (1685-1750).
41. Large burrowing rodent of South and Central America.
43. The last (12th) month of the year.
45. An island state in the West Indies in the southeastern Caribbean Sea.
46. A loose and crumbling earthy deposit consisting mainly of calcite or dolomite.
48. A city in western Germany near the Dutch and Belgian borders.
49. Narrow wood or metal or plastic runners used for gliding over snow.
53. Cubes of meat marinated and cooked on a skewer usually with vegetables.
54. Pasture grass of plains of South America and western North America.
56. Title for a civil or military leader (especially in Turkey).
57. Consideration in dealing with others and avoiding giving offence.
58. An independent ruler or chieftain (especially in Africa or Arabia).
60. A soft gray ductile metallic element used in alloys.
62. (of securities) Not quoted on a stock exchange.
63. (Irish) Mother of the ancient Irish gods.
64. Belonging to or on behalf of a specified person (especially yourself).
68. A trivalent metallic element of the rare earth group.
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