| ACROSS
1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Found in warm waters of western Atlantic.
10. A tax levied on the difference between a commodity's price before taxes and its cost of production.
13. Leaf or strip from a leaf of the talipot palm used in India for writing paper.
14. A new embodiment of a familiar idea.
15. A self-funded retirement plan that allows you to contribute a limited yearly sum toward your retirement.
16. A local and habitual twitching especially in the face.
17. Measuring instrument in which the echo of a pulse of microwave radiation is used to detect and locate distant objects.
19. English scholastic philosopher and assumed author of Occam's Razor (1285-1349).
21. Relating to or having the characteristics on an icon.
23. A long noosed rope used to catch animals.
24. Filled with the emotional impact of overwhelming surprise or shock.
26. A radioactive element of the actinide series.
27. East Indian silk cotton tree yielding fibers inferior to kapok.
30. The eighth month of the civil year.
34. An antibiotic (a semisynthetic oral penicillin (trade names Amoxil and Larotid and Polymox and Trimox and Augmentin)) used to treat bacterial infections.
36. The month following January and preceding March.
37. A condition (mostly in boys) characterized by behavioral and learning disorders.
38. A Chadic language spoken south of Lake Chad.
39. Conqueror of Gaul and master of Italy (100-44 BC).
43. A doctor's degree in optometry.
44. Surrealist Spanish painter (1904-1989).
45. Young of any of various canines such as a dog or wolf.
49. The blood group whose red cells carry both the A and B antigens.
51. A New England state.
52. An internal representation of the world.
55. An ugly evil-looking old woman.
57. The capital city of Vietnam.
61. An Arabic speaking person who lives in Arabia or North Africa.
62. A loose sleeveless outer garment made from aba cloth.
63. Any plant of the genus Erica.
64. Someone who works (or provides workers) during a strike.
65. Having undesirable or negative qualities.
66. The capital and largest city of Jordan.
67. A river in north central Switzerland that runs northeast into the Rhine.
68. A heavy brittle metallic element of the platinum group.
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DOWN
1. Conveying information to the muscles from the CNS.
2. A share of something.
3. An indehiscent fruit derived from a single ovary having one or many seeds within a fleshy wall or pericarp.
4. Covered with paving material.
5. Any of various coarse shrubby plants of the genus Iva with small greenish flowers.
6. A state in southeastern India on the Bay of Bengal (south of Andhra Pradesh).
7. A reptile genus of Iguanidae.
8. Type genus of the Cariamidae comprising only the crested cariama.
9. An ancient city of Sumer located on a former channel of the Euphrates River.
10. A choice or delicious dish.
11. Wild sheep of northern Africa.
12. A fine grained mineral having a soft soapy feel and consisting of hydrated magnesium silicate.
18. A cavity in the mesoderm of an embryo that gives rise in humans to the pleural cavity and pericardial cavity and peritoneal cavity.
20. Essential oil or perfume obtained from flowers.
22. A male monarch or emperor (especially of Russia prior to 1917).
25. The process of becoming mildewed.
28. Inventory accounting in which the oldest items (those first acquired) are assumed to be the first sold.
29. (Babylonian) God of storms and wind.
31. An affirmative.
32. In bed.
33. A form of magnetic resonance imaging of the brain that registers blood flow to functioning areas of the brain.
35. A hard gray lustrous metallic element that is highly corrosion-resistant.
40. An enclosed space.
41. Any of various plants of the genus Althaea.
42. The last (12th) month of the year.
46. A city of central China.
47. The sacred city of Lamaism.
48. Type genus of the Percidae.
50. A small cake leavened with yeast.
51. A white metallic element that burns with a brilliant light.
53. A flat-bottomed volcanic crater that was formed by an explosion.
54. A French abbot.
56. An anxiety disorder characterized by chronic free-floating anxiety and such symptoms as tension or sweating or trembling of light-headedness or irritability etc that has lasted for more than six months.
58. A human limb.
59. Game in which matchsticks are arranged in rows and players alternately remove one or more of them.
60. South American wood sorrel cultivated for its edible tubers.
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