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1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. A popular island resort off the northeastern tip of the Yucatan peninsula.
10. Not reflecting light.
13. Any of various primates with short tails or no tail at all.
14. A narcotic drug that contains opium or an opium derivative.
15. Title for a civil or military leader (especially in Turkey).
16. Having leadership guidance.
17. Remove the claws from (a cat).
18. The federal agency that insures residential mortgages.
19. A fraudulent business scheme.
21. A reproach for some lapse or misdeed.
23. A public promotion of some product or service.
25. (Irish) Chief god of the Tuatha De Danann.
28. Pasture grass of plains of South America and western North America.
31. An awkward and inexperienced youth.
35. Alternatively, a member of the family Nymphaeaceae.
37. A Chadic language spoken south of Lake Chad.
38. A unit of pressure.
39. Singing jazz.
42. The month following January and preceding March.
44. The villain in William Shakespeare's tragedy who tricked Othello into murdering his wife.
45. A federal agency established to regulate the release of new foods and health-related products.
46. A river in northwestern Russia flowing generally west into the Gulf of Finland.
49. A rotating disk shaped to convert circular into linear motion.
50. A toxic nonmetallic element related to sulfur and tellurium.
52. (Philippine) A dish of marinated vegetables and meat or fish.
54. Push to thrust outward.
59. Eurasian perennial bulbous herbs.
61. Immature of its kind.
62. A legal document codifying the result of deliberations of a committee or society or legislative body.
63. Exultantly proud and joyful.
66. A period marked by distinctive character or reckoned from a fixed point or event.
67. A unit of length of thread or yarn.
68. West Indian tree having racemes of fragrant white flowers and yielding a durable timber and resinous juice.
69. Belonging to or on behalf of a specified person (especially yourself).
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1. A master's degree in library science.
2. A detailed description of design criteria for a piece of work.
3. English monk and scholar (672-735).
4. Payment due by the recipient on delivery.
5. Someone who copies the words or behavior of another.
6. A rechargeable battery with a nickel cathode and a cadmium anode.
7. A high-crowned black cap (usually made of felt or sheepskin) worn by men in Turkey and Iran and the Caucasus.
8. A reptile genus of Iguanidae.
9. Not of long duration.
10. A Chadic language spoken south of Lake Chad.
11. Title for a civil or military leader (especially in Turkey).
12. An official language of the Republic of South Africa.
20. Black honeycreepers with yellow feathers around the tail.
22. A soft silvery metallic element of the alkali earth group.
24. Informal terms for a (young) woman.
26. A Russian prison camp for political prisoners.
27. A logarithmic unit of sound intensity.
29. Any of various long-tailed rodents similar to but larger than a mouse.
30. A defensive missile designed to shoot down incoming intercontinental ballistic missiles.
32. (British slang) Cafe.
33. In bed.
34. A small cake leavened with yeast.
36. The largest continent with 60% of the earth's population.
40. Fabric dyed with splotches of green and brown and black and tan.
41. A flat tortilla with various fillings piled on it.
43. A sock with a separation for the big toe.
47. Deduce (a principle) or construe (a meaning).
48. Italian physicist after whom the volt is named.
51. To make a mistake or be incorrect.
53. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
55. (pathology) An elevation of the skin filled with serous fluid.
56. The part of the eye that contains the iris and ciliary body and choroid.
57. An Iranian language spoken in Afghanistan.
58. A feeling of strong eagerness (usually in favor of a person or cause).
60. A flat wing-shaped process or winglike part of an organism.
64. A silvery ductile metallic element found primarily in bauxite.
65. A hard gray lustrous metallic element that is highly corrosion-resistant.
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