| ACROSS
1. A federally chartered savings bank.
4. Any of various deciduous or evergreen ornamental shrubs of the genus Abelia having opposite simple leaves and cymes of small white or pink or purplish flowers.
10. Surface layer of ground containing a matt of grass and grass roots.
13. (Irish) The sea personified.
14. Used of unskilled work (especially domestic work).
15. An accountant certified by the state.
16. A reptile genus of Iguanidae.
17. A board game in which players try to move their pieces into their opponent's bases.
19. Capital and largest city of Iraq.
21. A telegram sent abroad.
22. The sense organ for hearing and equilibrium.
24. (Akkadian) God of wisdom.
26. A Chadic language spoken south of Lake Chad.
32. A soft heavy toxic malleable metallic element.
33. A unit of pressure.
34. A workplace for the conduct of scientific research.
35. An associate degree in applied science.
38. A condensed but memorable saying embodying some important fact of experience that is taken as true by many people.
40. A close friend who accompanies his buddies in their activities.
44. (Babylonian) God of storms and wind.
45. Place in a line or arrange so as to be parallel.
49. Periapsis in Earth orbit.
50. The capital and largest city of Bangladesh.
54. United States physicist (born in Austria) who proposed the exclusion principle (thus providing a theoretical basis for the periodic table) (1900-1958).
55. Any of various minerals consisting of hydrous silicates of aluminum or potassium etc. that crystallize in forms that allow perfect cleavage into very thin leaves.
58. A river in north central Switzerland that runs northeast into the Rhine.
59. The sign language used in the United States.
60. A port city in southwestern Iran.
62. A nucleic acid that transmits genetic information from DNA to the cytoplasm.
63. A unit of length of thread or yarn.
64. West Indian tree having racemes of fragrant white flowers and yielding a durable timber and resinous juice.
65. A young woman making her debut into society.
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DOWN
1. An embarrassing mistake.
2. Stalk of a moss capsule.
3. (Norse mythology) God of poetry and music.
4. A member of the Semitic speaking people of northern Ethiopia.
5. A small ball with a hole through the middle.
6. An inflammatory complication of leprosy that results in painful skin lesions on the arms and legs and face.
7. A rye bread made with molasses or brown sugar.
8. A plant hormone promoting elongation of stems and roots.
9. A silvery ductile metallic element found primarily in bauxite.
10. Someone who works (or provides workers) during a strike.
11. A translucent mineral consisting of hydrated silica of variable color.
12. (British) An open river valley (in a hilly area).
18. A small cake leavened with yeast.
20. Panel forming the lower part of an interior wall when it is finished differently from the rest.
23. A Chadic language spoken south of Lake Chad.
25. A loose sleeveless outer garment made from aba cloth.
27. A room or establishment where alcoholic drinks are served over a counter.
28. A nucleic acid consisting of large molecules shaped like a double helix.
29. Showing or causing joy and pleasure.
30. Mentally or physically infirm with age.
31. In bed.
36. A small tropical cephalopod of the genus Spirula having prominent eyes and short arms and a many-chambered shell coiled in a flat spiral.
37. Resembling or characteristic of or appropriate to an elegy.
38. A small ball with a hole through the middle.
39. An informal term for a father.
41. A blue dye obtained from plants or made synthetically.
42. A ductile gray metallic element of the lanthanide series.
43. An edge tool with a heavy bladed head mounted across a handle.
46. Property that is leased or rented out or let.
47. Relating to the blood vessels or blood.
48. A city in southern Turkey on the Seyhan River.
51. One of a set of small pieces of stiff paper marked in various ways and used for playing games or for telling fortunes.
52. A stick that people can lean on to help them walk.
53. An Arabic speaking person who lives in Arabia or North Africa.
56. An agency of the United Nations affiliated with the World Bank.
57. A compartment in front of a motor vehicle where driver sits.
61. A soft silvery metallic element of the alkali earth group.
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