| ACROSS
1. A self-funded retirement plan that allows you to contribute a limited yearly sum toward your retirement.
4. The striking of one body against another.
10. A federal agency established to regulate the release of new foods and health-related products.
13. The habitation of wild animals.
14. A person who gains weight.
15. A local computer network for communication between computers.
16. Harsh or corrosive in tone.
18. The Japanese art of folding paper into shapes representing objects (e.g., flowers or birds).
20. (astronomy) The angular distance of a celestial point measured westward along the celestial equator from the zenith crossing.
21. American prizefighter who won the world heavyweight championship three times (born in 1942).
22. A language of Australian aborigines.
23. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
24. An Old World plant of the genus Scilla having narrow basal leaves and pink or blue or white racemose flowers.
26. In ancient Greek mythology any of 9 daughters of Zeus and Mnemosyne.
27. A collection of objects laid on top of each other.
31. English scholastic philosopher and assumed author of Occam's Razor (1285-1349).
35. A light strong brittle gray toxic bivalent metallic element.
37. The former capital and 2nd largest city of Brazil.
38. Title for a civil or military leader (especially in Turkey).
40. An indehiscent fruit derived from a single ovary having one or many seeds within a fleshy wall or pericarp.
42. Being nine more than forty.
43. A period marked by distinctive character or reckoned from a fixed point or event.
44. A river in north central Switzerland that runs northeast into the Rhine.
45. (Islam) The man who leads prayers in a mosque.
47. A soft white precious univalent metallic element having the highest electrical and thermal conductivity of any metal.
51. When dried yields a hard substance used e.g. in golf balls.
55. Waterfall in Canada is the Horseshoe Falls.
58. Pertaining to or containing any of a group of organic compounds of nitrogen derived from ammonia.
59. A white linen liturgical vestment with sleeves.
60. Obvious and dull.
62. Tiny insectivorous West Indian bird having red-and-green plumage and a long straight bill.
63. An enclosed space.
64. Lower in esteem.
65. A unit of weight used in east Asia approximately equal to 1.3 ounces.
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DOWN
1. A state in the Rocky Mountains.
2. A summary that repeats the substance of a longer discussion.
3. Black tropical American cuckoo.
4. A class of proteins produced in lymph tissue in vertebrates and that function as antibodies in the immune response.
5. A form of communism developed in China by Mao Zedong.
6. The ratio of the circumference to the diameter of a circle.
7. Coat a metal with an oxide coat.
8. A genus of birds of the family Alcedinidae.
9. A track or mark left by something that has passed.
10. Loose or flaccid body fat.
11. Fallow deer.
12. A blue dye obtained from plants or made synthetically.
17. The capital and largest city of Bangladesh.
19. United States evangelical preacher famous as a mass evangelist (born in 1918).
25. Of or relating to or characteristic of Cuba or the people of Cuba.
28. A river in central Europe that arises in northwestern Czechoslovakia and flows northward through Germany to empty into the North Sea.
29. South American armadillo with three bands of bony plates.
30. Large burrowing rodent of South and Central America.
32. An independent agency of the United States government responsible for collecting and coordinating intelligence and counterintelligence activities abroad in the national interest.
33. A South American shrub whose leaves are chewed by natives of the Andes.
34. A flat-bottomed volcanic crater that was formed by an explosion.
36. A deep bow.
39. Individual serving of minced e.g. meat or fish in a rich creamy sauce baked in a small pastry mold or timbale shell.
40. A track or mark left by something that has passed.
41. Open-heart surgery in which the rib cage is opened and a section of a blood vessel is grafted from the aorta to the coronary artery to bypass the blocked section of the coronary artery and improve the blood supply to the heart.
46. A master's degree in literature.
47. The blood group whose red cells carry both the A and B antigens.
48. A river that rises in western New Mexico and flows westward through southern Arizona to become a tributary of the Colorado River.
49. An Arabic speaking person who lives in Arabia or North Africa.
50. (Irish) Mother of the Tuatha De Danann.
52. Small buffalo of the Celebes having small straight horns.
53. The periodic rise and fall of the sea level under the gravitational pull of the moon.
54. Any group or radical of the form RCO- where R is an organic group.
56. The elementary stages of any subject (usually plural).
57. A loose sleeveless outer garment made from aba cloth.
58. A gray lustrous metallic element of the rare earth group.
61. A very poisonous metallic element that has three allotropic forms.
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