| ACROSS
1. A self-funded retirement plan that allows you to contribute a limited yearly sum toward your retirement.
4. Not friendly.
12. A wooden pin pushed or driven into a surface.
15. A potent estrogen used in medicine and in feed for livestock and poultry.
16. (botany) Of or relating to or resembling a calyx.
17. (informal) Of the highest quality.
18. An agency of the United Nations responsible for programs to aid education and the health of children and mothers in developing countries.
20. Showing signs of wear and tear.
21. A federal agency that supervises carriers that transport goods and people between states.
22. The Hebrew patriarch who saved himself and his family and the animals by building an ark in which they survived 40 days and 40 nights of rain.
23. (comparative of `much' used with mass nouns) Quantifier meaning greater in size or amount or extent or degree.
25. Lighted up by or as by fire or flame.
29. A nonsteroidal anti-inflammatory drug (trade name Lodine).
32. Kamarupan languages spoken in northeastern India and western Burma.
34. (Norse mythology) Race of ancient gods sometimes in conflict with the Aesir.
35. A trivial lie.
37. Norwegian chemist noted for his research on organic molecules (1897-1981).
41. Upright in position or posture.
42. Foul with waste matter.
44. (prefix) Coming before or being preliminary or preparatory.
45. Someone (especially a woman) who annoys people by constantly finding fault.
46. American prizefighter who won the world heavyweight championship three times (born in 1942).
48. Indonesian wild pig with enormous curved canine teeth.
50. A festival featuring African-American culture.
52. A doctor's degree in optometry.
53. Given or having a specified name.
54. A state in midwestern United States.
58. A complete metric system of units of measurement for scientists.
61. A genus of Ploceidae.
67. The capital and largest city of Yemen.
69. Eliminate from the body.
70. Chinese fruit having a thin brittle shell enclosing a sweet jellylike pulp and a single seed.
71. The (prehensile) extremity of the superior limb.
72. Alsatian artist and poet who was cofounder of Dadaism in Zurich.
73. The act of building or putting up.
76. Having any of numerous bright or strong colors reminiscent of the color of blood or cherries or tomatoes or rubies.
77. (slang) A gangster's pistol.
78. A city in southern Japan on Kyushu.
79. In favor of (an action or proposal etc.).
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DOWN
1. Goddess of spring and wife of Bragi.
2. A city in western Nevada at the foot of the Sierra Nevada Mountains.
3. The largest continent with 60% of the earth's population.
4. Water frozen in the solid state.
5. A penicillinase-resistant form of penicillin (trade name Nafcil) used (usually in the form of its sodium salt) to treat infections caused by penicillin-resistant strains of staphylococci.
6. Being nine more than forty.
7. Bulldog ants.
8. The United Nations agency concerned with civil aviation.
9. A vitamin that maintains the resistance of cell and capillary walls to permeation.
10. (prefix) In front of or before in space.
11. A field covered with grass or herbage and suitable for grazing by livestock.
12. The basic unit of money in Nigeria.
13. English scholastic philosopher and assumed author of Occam's Razor (1285-1349).
14. Any of various small chiefly tropical and usually nocturnal insectivorous terrestrial lizards typically with immovable eyelids.
19. A family of Afroasiatic tonal languages (mostly two tones) spoken in the regions west and south of Lake Chad in north central Africa.
24. By bad luck.
26. A parenteral cephalosporin (trade names Fortaz and Tazicef) used to treat moderate infections.
27. Leaf fibers of the raffia palm tree.
28. Semi-parasitic herb with purple or white or pink flowers.
30. National capital of Kiribati.
31. Lake in northwestern Russia near the border with Finland.
33. According to the Old Testament he was a pagan king of Israel and husband of Jezebel (9th century BC).
36. An early form of modern jazz (originating around 1940).
38. Foam or froth on the sea.
39. Any of several related languages of the Celts in Ireland and Scotland.
40. A soft heavy toxic malleable metallic element.
43. (of a young animal) Abandoned by its mother and raised by hand.
47. Acquire or gain knowledge or skills.
49. Marked by smartness in dress and manners.
51. In such a manner as could not be otherwise.
55. The second largest continent.
56. Having or showing knowledge and skill and aptitude.
57. Of or related to or derived from oats.
59. Located inward.
60. A group of Plains Indians formerly living in what is now North and South Dakota and Nebraska and Kansas and Arkansas and Louisiana and Oklahoma and Texas.
62. A city in northern India.
63. Large swift fly the female of which sucks blood of various animals.
64. A book of the New Testament.
65. One of the two main branches of orthodox Islam.
66. Plumbing fixture consisting of a water basin fixed to a wall or floor and having a drainpipe.
68. An association of people to promote the welfare of senior citizens.
74. An intensely radioactive metallic element that occurs in minute amounts in uranium ores.
75. Of or relating to the stomach and intestines.
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