| ACROSS
1. The federal agency that insures residential mortgages.
4. Hard yellowish to brownish wax from leaves of the carnauba palm used especially in floor waxes and polishes.
12. A dark-skinned member of a race of people living in Australia when Europeans arrived.
15. The basic unit of money in Albania.
16. Denoting or characteristic of the biogeographic region including southern Asia and the Malay Archipelago as far as the Philippines and Borneo and Java.
17. A humorous anecdote or remark.
18. A constellation in the southern hemisphere near Telescopium and Norma.
19. Malaysian feather palm with base densely clothed with fibers.
20. Essential oil or perfume obtained from flowers.
22. A small cake leavened with yeast.
24. Have confidence or faith in.
26. Exhibiting or restored to vigorous good health.
27. Angular distance above the horizon (especially of a celestial object).
30. That is to say.
31. A metallic element having four allotropic forms.
33. Of or related to the genital and urinary organs or their functions.
34. A town in central Belgium.
36. A bachelor's degree in music.
40. Infestation of the body by the larvae of flies (usually through a wound or other opening) or any disease resulting from such infestation.
42. A state in New England.
43. Relating to or resembling or made of or adorned with pearls or mother-of-pearl.
44. Elk or moose.
45. (Babylonian) God of storms and wind.
47. Sexually transmitted urethritis (usually caused by chlamydia).
48. Feline mammal usually having thick soft fur and being unable to roar.
49. A public promotion of some product or service.
51. An associate degree in nursing.
55. The basic unit of money in Zambia.
58. A gonadotropic hormone that is secreted by the anterior pituitary.
59. A radioactive transuranic element.
61. The emotion of hate.
62. A brittle silver-white metalloid element that is related to selenium and sulfur.
63. A complete metric system of units of measurement for scientists.
65. In bed.
69. A region of complete shadow resulting from total obstruction of light.
71. An associate degree in applied science.
73. Bottle that has a narrow neck.
76. A percussion instrument consisting of a pair of hollow pieces of wood or bone (usually held between the thumb and fingers) that are made to click together (as by Spanish dancers) in rhythm with the dance.
78. An oil port in southern Iraq.
81. Aircraft landing in bad weather in which the pilot is talked down by ground control using precision approach radar.
82. Title for a civil or military leader (especially in Turkey).
83. A town in southeastern New Mexico on the Pecos River near the Mexican border.
85. A barrier constructed to contain the flow or water or to keep out the sea.
86. Payment due by the recipient on delivery.
87. Tuberous or rhizomatous herbaceous perennials.
88. A loose sleeveless outer garment made from aba cloth.
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DOWN
1. Loose or flaccid body fat.
2. Queen of the Olympian gods in ancient Greek mythology.
3. Jordan's port.
4. Tooth on the rim of gear wheel.
5. Beside one another in a row or rank.
6. The shape of a raised edge of a more or less circular object.
7. Of or relating to the nervous system.
8. (prefix) In front of or before in space.
9. Put to use.
10. A soft silvery metallic element of the alkali earth group.
11. A flat wing-shaped process or winglike part of an organism.
12. Title for a civil or military leader (especially in Turkey).
13. Any of numerous local fertility and nature deities worshipped by ancient Semitic peoples.
14. A cruel wicked and inhuman person.
21. 100 thebe equal 1 pula.
23. Primitive chlorophyll-containing mainly aquatic eukaryotic organisms lacking true stems and roots and leaves.
25. Up to the present time.
28. Oriental moth that produces brownish silk.
29. An independent group of closely related Chadic languages spoken in the area between the Biu-Mandara and East Chadic languages.
32. A rule made by a local authority to regulate its own affairs.
35. A strategically located monarchy on the southern and eastern coasts of the Arabian Peninsula.
37. A member of a nomadic people of the northern Ural mountains.
38. Compelling immediate action.
39. The precipitate produced by sewage treatment.
41. Of or relating to a seizure or convulsion.
46. A light touch or stroke.
50. Small European freshwater fish with a slender bluish-green body.
52. A flat-bottomed volcanic crater that was formed by an explosion.
53. The Palestinian uprising (beginning in 1987) against the Israeli occupation of the West Bank and Gaza Strip.
54. An advantageous purchase.
56. Green algae common in freshwater lakes of limestone districts.
57. The cause or intention underlying an action or situation esp in the phrase "the whys and wherefores".
60. A federal agency established to regulate the release of new foods and health-related products.
64. (psychoanalysis) An idealized image of someone (usually a parent) formed in childhood.
66. An indehiscent fruit derived from a single ovary having one or many seeds within a fleshy wall or pericarp.
67. Small shrubby African tree having compound leaves and racemes of small fragrant green flowers.
68. (Irish) Chief god of the Tuatha De Danann.
70. A small nail.
72. A bachelor's degree in library science.
74. Someone who works (or provides workers) during a strike.
75. God of love and erotic desire.
77. A river in north central Switzerland that runs northeast into the Rhine.
79. The compass point that is one point east of due south.
80. The most common computer memory which can be used by programs to perform necessary tasks while the computer is on.
84. A state in New England.
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