| ACROSS
1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Lacking general education or knowledge.
12. Any high mountain.
15. The 7th letter of the Greek alphabet.
16. Light informal conversation for social occasions.
17. Towards the side away from the wind.
18. Of metal e.g..
20. United States writer noted for his stories about life during the California gold rush (1836-1902).
21. Light informal conversation for social occasions.
22. Swelling from excessive accumulation of serous fluid in tissue.
23. An independent ruler or chieftain (especially in Africa or Arabia).
25. A person who lacks confidence, is irresolute and wishy-washy.
26. Give expression to.
28. (Irish) Mother of the ancient Irish gods.
29. A summary that repeats the substance of a longer discussion.
32. A sudden numbing dread.
35. An official prosecutor for a judicial district.
38. A port city in southwestern Iran.
41. A person who announces and plays popular recorded music.
45. A tricycle (usually propelled by pedalling).
46. An isogram connecting points receiving equal amounts of sunshine.
47. Fermented alcoholic beverage similar to but heavier than beer.
50. A quantity of no importance.
51. English rock star and guitarist and songwriter who with Paul McCartney wrote most of the music for the Beatles (1940-1980).
54. Being a bard or relating to a bard's poetry.
55. A member of a North American Plains people (now living in Oklahoma and Wyoming).
57. A republic consisting of 26 of 32 counties comprising the island of Ireland.
61. Spite and resentment at seeing the success of another (personified as one of the deadly sins).
64. Being without physical aid.
66. The basic unit of money in Iran.
67. A purgative made from the leaves of aloe.
70. Comb-plate or locomotor organ consisting of a row of strong cilia whose bases are fused.
71. A unit of area (4840 square yards) used in English-speaking countries.
72. Provide commentary for a film, for example.
74. A unit of pressure.
75. Not far distant in time or space or degree or circumstances.
76. Someone whose occupation is hunting turtles.
77. A unit of length of thread or yarn.
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DOWN
1. Red Bordeaux wine from the Medoc district of southwestern France.
2. An indication of potential opportunity.
3. Have legs that curve outward at the knees.
4. Someone who cuts and delivers ice.
5. A member of an agricultural people in southeastern India.
6. The 13th letter of the Greek alphabet.
7. A law passed by US Congress to prevent employees from being injured or contracting diseases in the course of their employment.
8. A squeezer with a conical ridged center that is used for squeezing juice from citrus fruit.
9. Someone who arrives (or has arrived).
10. Of or containing nitrogen.
11. The starting place for each hole on a golf course.
12. Primitive chlorophyll-containing mainly aquatic eukaryotic organisms lacking true stems and roots and leaves.
13. An accidental hole that allows something (fluid or light etc.) to enter or escape.
14. Having nine hinged bands of bony plates.
19. Italian operatic soprano (born in 1922).
24. A protocol developed for the internet to get data from one network device to another.
27. Sole genus of the family Naiadaceae.
30. Lose blood from one's body.
31. An ancient upright stone slab bearing markings.
33. A poplar that is widely cultivated in the United States.
34. Filled with a great quantity.
36. A public promotion of some product or service.
37. A Loloish language.
39. Harmony of people's opinions or actions or characters.
40. A silvery soft waxy metallic element of the alkali metal group.
42. (Old Testament) The fourth son of Jacob who was forebear of one of the tribes of Israel.
43. Not accessible to view.
44. Feelings of excessive pride.
48. A loose sleeveless outer garment made from aba cloth.
49. The act of arousing.
52. A worker who attaches something by nailing it.
53. (heraldry) Applied to a fish depicted horizontally.
56. A republic in the western central Pacific Ocean in association with the United States.
58. Conforming to an ultimate standard of perfection or excellence.
59. Income from capital investment paid in a series of regular payments.
60. Swelling from excessive accumulation of serous fluid in tissue.
62. Pleasant or pleasing or agreeable in nature or appearance.
63. A Spanish unit of length (about a yard) having different values in different localities.
65. Type genus of the Aceraceae.
68. Canadian hockey player (born 1948).
69. The universal time coordinated when an event is received on Earth.
73. A brittle silver-white metalloid element that is related to selenium and sulfur.
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