1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. A percussion instrument consisting of a pair of hollow pieces of wood or bone (usually held between the thumb and fingers) that are made to click together (as by Spanish dancers) in rhythm with the dance.
12. An open box attached to a long pole handle.
15. Any of various primates with short tails or no tail at all.
16. Of or relating to Socrates or to his method of teaching.
17. A federal agency established to coordinate programs aimed at reducing pollution and protecting the environment.
18. Having leadership guidance.
19. Capital city of the Piemonte region of northwestern Italy.
20. (of complexion) Blemished by imperfections of the skin.
22. A fraudulent business scheme.
24. A rechargeable battery with a nickel cathode and a cadmium anode.
25. An indehiscent fruit derived from a single ovary having one or many seeds within a fleshy wall or pericarp.
26. (Akkadian) God of wisdom.
28. Relieve from military service.
30. A colorless odorless gaseous element that give a red glow in a vacuum tube.
31. Highly seasoned fatty sausage of pork and beef usually dried.
35. Tropical American tree grown in southern United States having a whitish pink-tinged fruit.
39. Wearing or provided with clothing.
40. Deciduous shrub of North America.
42. Someone whose business is advertising.
44. Not very intelligent or interested in culture.
45. An international organization of European countries formed after World War II to reduce trade barriers and increase cooperation among its members.
46. A radioactive element of the actinide series.
47. An Indian side dish of yogurt and chopped cucumbers and spices.
48. (Norse mythology) One of the Aesir known for his beauty and skill with bow and skis.
49. One thousandth of a second.
52. A United States unit of weight equivalent to 2000 pounds.
53. South African term for `boss'.
55. A religious doctrine that is proclaimed as true without proof.
58. A historical region in central and northern Yugoslavia.
61. That which is below standard or expectations as of ethics or decency.
63. Fool's parsley.
65. A highly unstable radioactive element (the heaviest of the halogen series).
66. Eruption on a mucous membrane (as the inside of the mouth) occurring as a symptom of a disease.
69. 1 species.
73. An informal term for a father.
74. A cylindrical drawstring bag used by sailors to hold their clothing and other gear.
77. (medicine) Having or experiencing a rapid onset and short but severe course.
78. A loose sleeveless outer garment made from aba cloth.
79. Direct opposite.
81. And nothing more.
82. Water soaked soil.
83. A great raja.
84. Title for a civil or military leader (especially in Turkey).

1. A master's degree in library science.
2. A detailed description of design criteria for a piece of work.
3. English monk and scholar (672-735).
4. Standard time in the 6th time zone west of Greenwich, reckoned at the 90th meridian.
5. A worthless lazy fellow.
6. Strong and sharp.
7. The amount of money needed to purchase something.
8. Low stingless nettle of Central and South America having velvety brownish-green toothed leaves and clusters of small green flowers.
9. A nonsteroidal anti-inflammatory drug (trade name Lodine).
10. A state in New England.
11. Someone who works (or provides workers) during a strike.
12. (used to introduce a logical conclusion) From that fact or reason or as a result.
13. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
14. An informal term for a father.
21. A nation in northern North America.
23. English economist noted for his studies of international trade and finance (born in 1907).
27. Before noon.
29. A soft silvery metallic element of the alkali earth group.
32. (zoology) Pertaining to alulae.
33. 1 species.
34. In the Roman calendar.
36. Made from residue of grapes or apples after pressing.
37. A characteristic language of a particular group (as among thieves).
38. A genus of tropical American plants have sword-shaped leaves and a fleshy compound fruits composed of the fruits of several flowers (such as pineapples).
41. Made agreeably cold (especially by ice).
43. A liturgical headdress worn by bishops on formal occasions.
50. A North American river.
51. The cry made by sheep.
54. A city of central China.
56. A master's degree in business.
57. Ludicrously odd.
59. The part of a ship's equipment or cargo that is thrown overboard to lighten the load in a storm.
60. (Greek mythology) Goddess of wisdom and useful arts and prudent warfare.
62. Fairly small terrestrial ferns of tropical America.
64. A low evergreen shrub of the family Ericaceae.
67. (Babylonian) God of wisdom and agriculture and patron of scribes and schools.
68. (Babylonian) God of storms and wind.
70. A communist state in the Caribbean on the island of Cuba.
71. (Sumerian) Sun god.
72. Stalk of a moss capsule.
75. The month following March and preceding May.
76. A state of southwestern India.
80. A person who announces and plays popular recorded music.