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1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Resulting from inflammation.
12. A defensive missile designed to shoot down incoming intercontinental ballistic missiles.
15. The 7th letter of the Greek alphabet.
16. (Italian cookery) Squid prepared as food.
17. A unit of length of thread or yarn.
18. Aristocratic Italian family of powerful merchants and bankers who ruled Florence in the 15th century.
20. The basic unit of money in Yemen.
21. A river in north central Switzerland that runs northeast into the Rhine.
22. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
23. Make uniform.
25. The large trunk artery that carries blood from the left ventricle of the heart to branch arteries.
27. Harsh or corrosive in tone.
29. United States writer (born in Poland) who wrote in Yiddish (1880-1957).
31. Used as a Hindi courtesy title.
35. A Chadic language spoken south of Lake Chad.
39. A self-funded retirement plan that allows you to contribute a limited yearly sum toward your retirement.
40. Wearing or provided with clothing.
44. A port in southern Lebanon on the Mediterranean Sea.
45. Feline mammal usually having thick soft fur and being unable to roar.
46. A major road for any form of motor transport.
47. A distinct part that can be specified separately in a group of things that could be enumerated on a list.
48. Render capable or able for some task.
51. A flat wing-shaped process or winglike part of an organism.
52. Female peafowl.
56. The capital and largest city of Yemen.
58. A quantity of no importance.
59. A genus of tropical and subtropical Old World climbers or shrubs or trees.
61. Kidney disease characterized by enlarged kidneys containing many cysts.
63. A small cake leavened with yeast.
66. (computer science) A coding system that incorporates extra parity bits in order to detect errors.
67. The wife of a sheik.
71. A loose sleeveless outer garment made from aba cloth.
75. A city in southern Turkey on the Seyhan River.
76. A serve that strikes the net before falling into the receiver's court.
77. Subject to change or variation especially in behavior.
79. The sense organ for hearing and equilibrium.
80. An agency of the United Nations affiliated with the World Bank.
81. A great raja.
82. Any of various primates with short tails or no tail at all.
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DOWN
1. A written proposal or reminder.
2. Any maneuver made as part of progress toward a goal.
3. A Chadic language spoken in northern Nigeria.
4. A federal agency that supervises carriers that transport goods and people between states.
5. A Dravidian language spoken in south central India.
6. A state in southeastern United States between the Atlantic and the Gulf of Mexico.
7. Remove with or as if with a ladle.
8. Type genus of the Amiidae.
9. A Dravidian language spoken in south central India.
10. A period marked by distinctive character or reckoned from a fixed point or event.
11. English theoretical physicist who applied relativity theory to quantum mechanics and predicted the existence of antimatter and the positron (1902-1984).
12. (botany) Of or relating to the axil.
13. (informal) Very tired.
14. God of death.
19. The United Nations agency concerned with civil aviation.
24. A yellow trivalent metallic element of the rare earth group.
26. A unit of electrical resistance equal to the resistance between two points on a conductor when a potential difference of one volt between them produces a current of one ampere.
28. Of or relating to the cochlea of the ear.
30. A carriage consisting of two wheels and calash top.
32. A genus of orb-weaving spiders including common garden spiders and barn spiders.
33. The peninsula and island in the Philippines where Japanese forces besieged American forces in World War II.
34. A condition (mostly in boys) characterized by behavioral and learning disorders.
36. Remote city of Kazakhstan that (ostensibly for security reasons) was made the capital in 1998.
37. Supplied with or powered by fuel.
38. A large fleet.
41. The right to take another's property if an obligation is not discharged.
42. A soft white precious univalent metallic element having the highest electrical and thermal conductivity of any metal.
43. Australian shrubs and small trees with evergreen usually spiny leaves and dense clusters of showy flowers.
49. God of wealth and love.
50. A radioactive transuranic element.
53. Something especially big or impressive of its kind.
54. A system of one or more computers and associated software with common storage.
55. Having come or been brought to a conclusion.
57. Small genus of perennial herbs having deadly poisonous tuberous roots.
60. Of or relating to or characteristic of Wales or its people or their language.
62. African mahogany trees.
64. In bed.
65. A Chadic language spoken south of Lake Chad.
68. The United Nations agency concerned with atomic energy.
69. Strike sharply.
70. A river in north central Switzerland that runs northeast into the Rhine.
72. A quantity of money.
73. (Irish) Mother of the ancient Irish gods.
74. A plant hormone promoting elongation of stems and roots.
78. A person who announces and plays popular recorded music.
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