| ACROSS
1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Relating to or located near the organ that produces tears.
12. Large brownish-green New Zealand parrot.
15. A Kwa language spoken by the Yoruba people in southwestern Nigeria.
16. Woolly aphids.
17. A drug combination found in some over-the-counter headache remedies (Aspirin and Phenacetin and Caffeine).
18. A port in southern Lebanon on the Mediterranean Sea.
19. A bin that holds rubbish until it is collected.
20. Game in which matchsticks are arranged in rows and players alternately remove one or more of them.
21. A resin used in adhesives and paints.
23. Spanish poet and dramatist (1898-1936).
25. Conforming to an ultimate standard of perfection or excellence.
26. The chief solid component of mammalian urine.
28. A bluish shade of green.
30. Large burrowing rodent of South and Central America.
34. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
37. A very young child (birth to 1 year) who has not yet begun to walk or talk.
39. New Zealand timber tree resembling the cypress.
41. An informal term for a father.
42. Someone who engages in arbitrage (who purchases securities in one market for immediate resale in another in the hope of profiting from the price differential).
44. An inflated feeling of pride in your superiority to others.
46. Someone who works (or provides workers) during a strike.
47. An inflammatory complication of leprosy that results in painful skin lesions on the arms and legs and face.
48. Hypothetical remedy for all ills or diseases.
51. A poem consisting of 3 stanzas and an envoy.
53. Related on the mother's side.
54. A desert in central Asia.
56. (botany) Of or relating to the axil.
57. A fully differentiated structural and functional unit in an animal that is specialized for some particular function.
59. An upward slope or grade (as in a road).
62. An independent ruler or chieftain (especially in Africa or Arabia).
65. Any tree or shrub of the genus Inga having pinnate leaves and showy usually white flowers.
69. (Norse mythology) Trickster.
73. A body of poetry that conveys the traditions of a society by treating some epic theme.
74. A tricycle (usually propelled by pedalling).
76. A zodiacal constellation in northern hemisphere between Cancer and Virgo.
77. A self-replicating protein molecule that occupies a fixed place on a chromosome.
78. A member of the Siouan people formerly inhabiting the Black Hills of western South Dakota.
79. An undergarment worn by women to support their breasts.
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DOWN
1. A Nilotic language.
2. Goddess of fate.
3. English statesman famous for his oratory.
4. In a lewd and obscene manner.
5. A constellation in the southern hemisphere near Telescopium and Norma.
6. Situated between the earth and the moon.
7. The rotating armature of a motor or generator.
8. A river in southeastern France.
9. Large high frilly cap with a full crown.
10. Type genus of the Amiidae.
11. A local computer network for communication between computers.
12. Valuable fiber plant of East Indies now widespread in cultivation.
13. Surpassing the ordinary especially in size or scale.
14. The highest level or degree attainable.
22. West Indian evergreen with medium to long leaves.
24. An Indian tree of the family Combretaceae that is a source of timber and gum.
27. A fraudulent business scheme.
29. Lower in esteem.
31. Jordan's port.
32. God of war.
33. A fighter who batters the opponent.
35. Not acknowledging the God of Christianity and Judaism and Islam.
36. (possibly Roman) Goddess of horses and mules and asses.
38. (computer science) A computer that is running software that allows users to leave messages and access information of general interest.
40. Of or relating to or involving an area.
43. A sock with a separation for the big toe.
45. Sour or bitter in taste.
49. Spray very finely.
50. Title for a civil or military leader (especially in Turkey).
52. (folklore) A corpse that rises at night to drink the blood of the living.
55. A member of the Iroquoian people formerly living east of Lake Ontario.
58. A colorless and odorless inert gas.
60. A slow pace of running.
61. A visual representation of an object or scene or person produced on a surface.
63. Work hard.
64. A ruler of the Inca Empire (or a member of his family).
66. Agency of the United States government charged with mediating disputes between management and labor.
67. Someone who leaves.
68. Small buffalo of the Celebes having small straight horns.
70. A corporation's first offer to sell stock to the public.
71. A human limb.
72. A loose sleeveless outer garment made from aba cloth.
75. A silvery ductile metallic element found primarily in bauxite.
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