1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. A platform raised above the surrounding level to give prominence to the person on it.
8. A woman hired to suckle a child of someone else.
12. Your overall circumstances or condition in life (including everything that happens to you).
16. Any of various primates with short tails or no tail at all.
17. Clothing of a distinctive style or for a particular occasion.
18. A very young child (birth to 1 year) who has not yet begun to walk or talk.
19. Title for a civil or military leader (especially in Turkey).
20. Having leadership guidance.
21. An eyelike marking (as on the wings of some butterflies).
23. A diuretic drug (trade name Diuril) used in the treatment of edema and hypertension.
24. Someone who works (or provides workers) during a strike.
26. (informal) Rural and uncouth.
27. An angular shape characterized by sharp turns in alternating directions.
29. Pleasant or pleasing or agreeable in nature or appearance.
30. Filled with the emotional impact of overwhelming surprise or shock.
32. A temporally organized plan for matters to be attended to.
34. United States baseball player and manager (1873-1934).
37. Expletives used informally as intensifiers.
40. A particular environment or walk of life.
45. Minor or subordinate.
46. A Loloish language.
47. (Sumerian and Babylonian) A solar deity.
49. A broom made of twigs tied together on a long handle.
53. A distinct part that can be specified separately in a group of things that could be enumerated on a list.
54. A large fleet.
56. A light strong gray lustrous corrosion-resistant metallic element used in strong light-weight alloys (as for airplane parts).
58. (Roman mythology) A princess of Tyre who was the founder and queen of Carthage.
61. English scholastic philosopher and assumed author of Occam's Razor (1285-1349).
65. (Norse mythology) God of poetry and music.
66. A coffee cake flavored with orange rind and raisins and almonds.
69. A condition (mostly in boys) characterized by behavioral and learning disorders.
70. Type genus of the Alcidae comprising solely the razorbill.
72. A crisp smooth lustrous fabric.
74. Capital and largest city of Iraq.
78. The airforce of Great Britain.
79. Obvious and dull.
82. A genus of Pyralidae.
84. Worn or shabby from overuse or (of pages) from having corners turned down.
88. Title for a civil or military leader (especially in Turkey).
89. Conforming to an ultimate standard of perfection or excellence.
92. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
94. A loose sleeveless outer garment made from aba cloth.
95. The bureau of the Treasury Department responsible for tax collections.
96. Small arboreal tropical American insectivorous lizards with the ability to change skin color.
97. Monotypic genus of palms of Australasia.
98. The principal activity in your life that you do to earn money.
99. The syllable naming the sixth (submediant) note of a major or minor scale in solmization.
100. The capital and largest city of Yemen.
101. An official language of the Republic of South Africa.
102. (Irish) Mother of the ancient Irish gods.

1. A master's degree in library science.
2. A detailed description of design criteria for a piece of work.
3. English monk and scholar (672-735).
4. How long something has existed.
5. Hawthorn of southern United States bearing juicy acid scarlet fruit often used in jellies or preserves.
6. A former province of northwestern France on a peninsula between the English Channel and the Bay of Biscay.
7. Designed to incite to indecency or lust.
8. A dark-skinned member of a race of people living in Australia when Europeans arrived.
9. Brittle flat bread eaten at Passover.
10. The blood group whose red cells carry both the A and B antigens.
11. Evasively worded in order to avoid an unqualified statement.
12. Garments or white goods that can be cleaned by laundering.
13. One of the two branches of the Finno-Ugric family of languages.
14. Elegant and stylish.
15. Informal terms for money.
22. Kidney disease characterized by enlarged kidneys containing many cysts.
25. United States showman who popularized the circus (1810-1891).
28. A soft white precious univalent metallic element having the highest electrical and thermal conductivity of any metal.
31. A flat-bottomed volcanic crater that was formed by an explosion.
33. Tag the base runner to get him out.
35. Marked by a tendency to find and call attention to errors and flaws.
36. A self-replicating protein molecule that occupies a fixed place on a chromosome.
38. Use of the faculty of vision.
39. Used in former classifications to include all living reptiles except turtles.
41. Not easy.
42. A port city in southwestern Iran.
43. A tricycle (usually propelled by pedalling).
44. A heavy odorless colorless gas formed during respiration and by the decomposition of organic substances.
48. Any of various dark heavy viscid substances obtained as a residue.
50. Egyptian statesman who (as President of Egypt) negotiated a peace treaty with Menachem Begin of Israel (1918-1981).
51. A state in New England.
52. A ceremonial procession including people marching.
55. Type genus of the Giraffidae.
57. A benevolent aspect of Devi.
59. Dutch astronomer who proved that the galaxy is rotating and proposed the existence of the Oort cloud (1900-1992).
60. A metallic element having four allotropic forms.
62. Counting the number of white and red blood cells and the number of platelets in 1 cubic millimeter of blood.
63. Jordan's port.
64. Moths whose larvae are cutworms.
67. A unit of absorbed ionizing radiation equal to 100 ergs per gram of irradiated material.
68. A river in north central Switzerland that runs northeast into the Rhine.
71. 1/10 gram.
73. Foul with waste matter.
75. A name that has been assumed temporarily.
76. Indigo bush.
77. Relating to or located in the front.
80. A city in northern India.
81. United States writer noted for his droll epigrams (1902-1971).
83. The capital of Western Samoa.
85. A Hindu prince or king in India.
86. Very dark black.
87. A Chadic language spoken south of Lake Chad.
90. A nucleic acid consisting of large molecules shaped like a double helix.
91. The longest division of geological time.
92. The compass point midway between northeast and east.
93. A federal agency established to coordinate programs aimed at reducing pollution and protecting the environment.