| ACROSS
1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Of or relating to or characteristic of the Republic of Chad or its people or language.
8. A boy or man.
12. Acute lung injury characterized by coughing and rales.
16. A member of the Siouan people inhabiting the valleys of the Platte and Missouri rivers in Nebraska.
17. A river in north central Switzerland that runs northeast into the Rhine.
18. The (prehensile) extremity of the superior limb.
19. French physicist noted for research on magnetism (born in 1904).
20. A doctor's degree in education.
21. Chinese fruit having a thin brittle shell enclosing a sweet jellylike pulp and a single seed.
23. Soviet physicist who worked on low temperature physics (1908-1968).
25. (of spatial position) In or brought into line with or into proper relative position.
27. (of persons) Highest in rank or authority or office.
29. A telegram sent abroad.
30. A blank gap or missing part.
32. An edict of the Russian tsar.
34. Either extremity of something that has length.
35. A trivalent metallic element of the rare earth group.
36. The capital of Switzerland.
40. A heavy precious metallic element.
42. A tight-fitting headdress.
44. Moving quickly and lightly.
45. United States writer (born in Poland) who wrote in Yiddish (1880-1957).
46. Channel into a new direction.
49. A state in New England.
50. A carriage consisting of two wheels and calash top.
51. Chocolate cookie with white cream filling.
52. A collection of facts from which conclusions may be drawn.
55. A state in midwestern United States.
56. The local time at the 0 meridian passing through Greenwich, England.
57. A communist nation that covers a vast territory in eastern Asia.
59. Goddess of dawn.
63. The 10th letter of the Hebrew alphabet.
65. Stem of the rattan palm used for making canes and umbrella handles.
67. A room equipped with toilet facilities.
69. A barrier constructed to contain the flow or water or to keep out the sea.
70. (zoology) Lacking a tail or taillike appendage.
71. Being or having an unknown or unnamed source.
73. A light strong gray lustrous corrosion-resistant metallic element used in strong light-weight alloys (as for airplane parts).
74. New information about specific and timely events.
76. Antacid (trade name Prilosec) that suppresses acid secretion in the stomach.
80. A Nilotic language.
81. (of a young animal) Abandoned by its mother and raised by hand.
84. Small genus of shrubs and subshrubs of western United States having flowers that change color as they mature.
86. A pen that has a small metal ball as the point of transfer of ink to paper.
89. A city in southern Turkey on the Seyhan River.
91. Offering fun and gaiety.
92. Having brief brilliant points or flashes of light.
93. Extremely pleasing.
94. A hazy or indistinct representation.
96. A small cake leavened with yeast.
99. (prefix) Within.
100. A federal agency established to regulate the release of new foods and health-related products.
101. A doctor's degree in music.
102. The sixth month of the civil year.
103. Distinguished from Bovidae by the male's having solid deciduous antlers.
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DOWN
1. (statistics) Relating to or constituting the most frequent value in a distribution.
2. An ancient upright stone slab bearing markings.
3. Part of a dress above the waist.
4. A system of timekeeping that defines the beginning and length and divisions of the year.
5. A member of a seafaring group of North American Indians who lived on the Pacific coast of British Columbia and southwestern Alaska.
6. The products of human creativity.
7. The last (12th) month of the year.
8. Having a sweet nature befitting an angel or cherub.
9. German biologist and philosopher.
10. An associate degree in nursing.
11. A unit of force equal to the force that imparts an acceleration of 1 foot/sec/sec to a mass of 1 pound.
12. A former copper coin of Pakistan.
13. Common North American shrub with reddish purple twigs and white flowers.
14. Made of fir or pine.
15. Turn sharply.
22. (astronomy) The angular distance of a celestial point measured westward along the celestial equator from the zenith crossing.
24. (informal) Of the highest quality.
26. (Roman Catholic) A diplomatic representative of the Pope having ambassadorial status.
28. Living quarters reserved for wives and concubines and female relatives in a Muslim household.
31. English architect (1746-1813).
33. A silvery malleable metallic element that resists corrosion.
37. Resembling gass.
38. (zoology) Lacking a tail or taillike appendage.
39. Recurring with measured regularity.
41. Usually paved outdoor area adjoining a residence.
43. A tricycle (usually propelled by pedalling).
47. Remove the claws from (a cat).
48. (astronomy) An indistinct surface feature of Mars once thought to be a system of channels.
53. Of or characteristic of or occurring in autumn.
54. A stiff protective garment worn by hockey players or a catcher in baseball to protect the shins.
58. A digital display that uses liquid crystal cells that change reflectivity in an applied electric field.
60. A male human offspring.
61. (botany) Of or relating to the axil.
62. (prefix) Half or partial.
64. A doctor's degree in optometry.
66. English novelist noted for her insightful portrayals of middle-class families (1775-1817).
68. A Swiss patriot who lived in the early 14th century and who was renowned for his skill as an archer.
72. Twice as great or many.
73. Common North American shrub with reddish purple twigs and white flowers.
75. A source of danger.
77. Polished and well-groomed.
78. A magician or sorcerer of ancient times.
79. Any of numerous low-growing cushion-forming plants of the genus Draba having rosette-forming leaves and terminal racemes of small flowers with scapose or leafy stems.
82. (Babylonian) God of storms and wind.
83. A Chadic language spoken south of Lake Chad.
85. (old-fashioned) At or from or to a great distance.
87. A journey in a vehicle driven by someone else.
88. Any property detected by the olfactory system.
90. A defensive missile designed to shoot down incoming intercontinental ballistic missiles.
95. A trivalent metallic element of the rare earth group.
97. A public promotion of some product or service.
98. A soft silvery metallic element of the alkali earth group.
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