1. The federal agency that insures residential mortgages.
4. Containing or characterized by a great deal of water vapor.
9. A federally sponsored corporation that insures accounts in national banks and other qualified institutions.
13. Liquid containing proteins and electrolytes including the liquid in blood plasma and interstitial fluid.
16. An international organization of European countries formed after World War II to reduce trade barriers and increase cooperation among its members.
17. Consisting of or involving a single element or component.
18. A Tibetan or Mongolian priest of Lamaism.
19. American prizefighter who won the world heavyweight championship three times (born in 1942).
20. A guided missile fired from shipboard against an airborne target.
21. The mother of Jesus.
23. A group of related languages spoken in a valley of southern Ethiopia.
25. A detailed description of design criteria for a piece of work.
27. In or to a place that is lower.
29. A radioactive element of the actinide series.
30. An informal term for a father.
31. The principal evil jinni in Islamic mythology.
33. (`cease' is a noun only in the phrase `without cease') End v 1.
35. Someone who twirls a baton.
39. By bad luck.
43. West Indian evergreen with medium to long leaves.
44. Used in some especially older classifications.
47. The back side of the neck.
48. An expression of approval and commendation.
49. A metric unit of volume or capacity equal to 10 liters.
50. Large spreading Old World tree having large leaves and globose clusters of greenish-yellow flowers and long seed pods that clatter in the wind.
51. Having an irregularly notched or toothed margin as though gnawed.
55. Decapod having eyes on short stalks and a broad flattened carapace with a small abdomen folded under the thorax and pincers.
56. The syllable naming the fourth (subdominant) note of the diatonic scale in solmization.
58. A river that rises in northern Colombia and flows generally eastward to the Orinoco in central Venezuela.
60. Largest known toad species.
63. Any organic compound formed by adding alcohol molecules to aldehyde molecules.
64. A soft gray ductile metallic element used in alloys.
65. A writing implement with a point from which ink flows.
66. Bell attached to a sleigh, or to harness of horse pulling a sleigh.
68. A pilgrimage to Mecca.
71. The branch of computer science that deal with writing computer programs that can solve problems creatively.
72. Either of two large African antelopes of the genus Taurotragus having short spirally twisted horns in both sexes.
73. (informal) `johnny' was applied as a nickname for Confederate soldiers by the Federal soldiers in the American Civil War.
75. Any of several plants of the genus Brodiaea having basal grasslike leaves and globose flower heads on leafless stems resembling those of genus Allium.
78. A unit of energy equal to the work done by an electron accelerated through a potential difference of 1 volt.
79. A carriage consisting of two wheels and calash top.
81. A sweetened beverage of diluted fruit juice.
82. A genus of Ploceidae.
90. A loose sleeveless outer garment made from aba cloth.
91. Horny plate covering and protecting part of the dorsal surface of the digits.
93. A Chadic language spoken south of Lake Chad.
96. A native American tent.
97. An emotional response that has been acquired by conditioning.
98. Any small compartment.
99. An Arabic speaking person who lives in Arabia or North Africa.
100. A branch of the Tai languages.
101. A condition (mostly in boys) characterized by behavioral and learning disorders.
102. (prefix) Outside or outer.
103. A Russian river.
104. Type genus of the Alcidae comprising solely the razorbill.

1. (heraldry) An ordinary consisting of a broad horizontal band across a shield.
2. A collection of objects laid on top of each other.
3. The highest level or degree attainable.
4. A humming noise.
5. (usually followed by `to') Not having the necessary means or skill or know-how.
6. A Brazilian river.
7. Metal shackles.
8. A unit of force equal to the force that imparts an acceleration of 1 cm/sec/sec to a mass of 1 gram.
9. Freight car without permanent sides or roof.
10. An official prosecutor for a judicial district.
11. The United Nations agency concerned with international maritime activities.
12. Any of several plants of the genus Camassia.
13. Take in solid food.
14. A metal frame or container holding cartridges.
15. A tax on employees and employers that is used to fund the Social Security system.
22. A silvery soft waxy metallic element of the alkali metal group.
24. A large group of islands in the south Pacific including Melanesia and Micronesia and Polynesia (and sometimes Australasia and the Malay Archipelago).
26. Deciduous shrubs and trees of eastern Asia, southern Europe and the United States.
28. Old World woody vines.
32. Very sophisticated especially because of surfeit.
34. An associate degree in applied science.
36. Australian wild horse.
37. The United Nations agency concerned with civil aviation.
38. (Old Testament) Samson's Philistine mistress who betrayed him by cutting off his hair and so deprived him of his strength.
40. Give a spanking to.
41. Plants having flowers in umbels.
42. Any of various plants of the genus Sesbania having pinnate leaves and large showy pealike flowers.
45. A Bantu language sometimes considered a dialect of Zulu.
46. Egyptian statesman who (as President of Egypt) negotiated a peace treaty with Menachem Begin of Israel (1918-1981).
52. A horse used to set the pace in racing.
53. West Indian tree having racemes of fragrant white flowers and yielding a durable timber and resinous juice.
54. A stringed instrument of the guitar family that has long neck and circular body.
57. A compartment in front of a motor vehicle where driver sits.
59. A soft silvery metallic element of the alkali metal group.
61. North American republic containing 50 states - 48 conterminous states in North America plus Alaska in northwest North America and the Hawaiian Islands in the Pacific Ocean.
62. (of complexion) Blemished by imperfections of the skin.
67. Being ahead of time or need.
68. (usually followed by `to') Not having the necessary means or skill or know-how.
69. Free from liquid or moisture.
70. A member of the Sioux people formerly inhabiting an area along the Missouri river in western North Dakota.
71. Take in solid food.
74. A fatal disease of cattle that affects the central nervous system.
76. The longer of the two telegraphic signals used in Morse code.
77. In or belonging to the air or operating (for or by means of aircraft or elevated cables) in the air.
78. Fleshy folds of tissue as those surrounding the mouth.
80. Relating to the deepest parts of the ocean (below 6000 meters).
83. In bed.
84. Any of a group of Indic languages spoken in Kashmir and eastern Afghanistan and northern Pakistan.
85. Having the deep slightly brownish color of gold.
86. (prefix) Indicating difference or variation.
87. A metabolic acid found in yeast and liver cells.
88. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
89. Small deer of Japan with slightly forked antlers.
92. A former agency (from 1946 to 1974) that was responsible for research into atomic energy and its peacetime uses in the United States.
93. A self-funded retirement plan that allows you to contribute a limited yearly sum toward your retirement.
94. A unit of surface area equal to 100 square meters.
95. A decree that prohibits something.