1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. The elementary stages of any subject (usually plural).
8. (music) A curved line spanning notes that are to be played legato.
12. A system of one or more computers and associated software with common storage.
16. Any of various primates with short tails or no tail at all.
17. Fastener consisting of a metal ring for lining a small hole to permit the attachment of cords or lines.
18. A list of dishes available at a restaurant.
19. The basic unit of money on Malta.
20. Having leadership guidance.
21. African hunting dog.
23. Obscene terms for penis.
24. Erect leafless flower stalk growing directly from the ground as in a tulip.
26. The Japanese art of folding paper into shapes representing objects (e.g., flowers or birds).
28. The United Nations agency concerned with atomic energy.
29. A class of proteins produced in lymph tissue in vertebrates and that function as antibodies in the immune response.
30. A cgs unit of work or energy.
31. A unit of length equal to 3 feet.
33. A state in New England.
34. Having a dusky brownish gray color.
38. Relatively low in price or charging low prices.
40. Bulky grayish-brown eagle with a short wedge-shaped white tail.
43. English economist noted for his studies of international trade and finance (born in 1907).
46. An independent ruler or chieftain (especially in Africa or Arabia).
47. A writ issued by court authority to compel the attendance of a witness at a judicial proceeding.
50. Rate of revolution of a motor.
51. The government (political and military) of the Soviet Union.
53. (Babylonian) God of storms and wind.
55. Drench or submerge or be drenched or submerged.
59. Relating to or characteristic of or occurring in the air.
60. A metric unit of length equal to one hundredth of a meter.
61. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
62. (slang) Merchandise that is shoddy or inferior.
63. A girl or young woman who is unmarried.
65. An annual publication including weather forecasts and other miscellaneous information arranged according to the calendar of a given year.
68. A genus of Indriidae.
69. Fragrant resin obtain from trees of the family Burseraceae and used as incense.
71. A river in north central Switzerland that runs northeast into the Rhine.
72. A salesman who travels to call on customers.
74. Being or moving higher in position or greater in some value.
76. Imperial dynasty that ruled China (most of the time) from 206 BC to 221 and expanded its boundaries and developed its bureaucracy.
79. A group of Plains Indians formerly living in what is now North and South Dakota and Nebraska and Kansas and Arkansas and Louisiana and Oklahoma and Texas.
82. Rich Middle Eastern cake made of thin layers of flaky pastry filled with nuts and honey.
87. The content of cognition.
89. Highly excited.
91. A plant lacking a permanent woody stem.
93. The elementary stages of any subject (usually plural).
94. Fully developed or matured and ready to be eaten or used.
95. The basic unit of money in Cambodia.
96. A city in northern India.
97. (British) A waterproof raincoat made of rubberized fabric.
98. Any of various tailless stout-bodied amphibians with long hind limbs for leaping.
99. Hinge joint in the human leg connecting the tibia and fibula with the femur and protected in front by the patella.
100. Common Indian weaverbird.
101. A loose sleeveless outer garment made from aba cloth.

1. A master's degree in library science.
2. A detailed description of design criteria for a piece of work.
3. English monk and scholar (672-735).
4. Report or maintain.
5. A youthful male person.
6. Tall palm tree bearing coconuts as fruits.
7. A cut of pork ribs with much of the meat trimmed off.
8. Clouded with a mixture of smoke and fog.
9. A Russian river.
10. An organization of independent states to promote international peace and security.
11. The basic unit of money in Indonesia.
12. Web-footed diving seabirds of northern seas.
13. African tree with edible yellow fruit resembling mangos.
14. Clean with one's bill, of birds.
15. (Old Testament) The wife of Abraham and mother of Isaac.
22. One of two flaps attached to a cap to keep the ears warm.
25. Derived from pepper (especially black pepper).
27. An ancient city is southern Greece.
32. A recurring sleep state during which dreaming occurs.
35. (heraldry) Of or relating to heraldry or heraldic arms.
36. Everything that exists anywhere.
37. A musical work that has been created.
39. Primitive multicellular marine animal whose porous body is supported by a fibrous skeletal framework.
41. Respiratory disorder characterized by wheezing.
42. A tricycle (usually propelled by pedalling).
44. Cause to become detached or separated.
45. A member of the people inhabiting an area of northern Mongolia and eastern Siberia.
48. Of or related to or derived from oats.
49. A public promotion of some product or service.
52. (computer science) A coding system that incorporates extra parity bits in order to detect errors.
54. Italian physiologist noted for his discovery that frogs' muscles contracted in an electric field (which led to the galvanic cell) (1737-1798).
56. Leafless East Indian vine.
57. South American armadillo with three bands of bony plates.
58. Botswanan statesman who was the first president of Botswana (1921-1980).
64. Smeared with something that soils or stains.
65. Report or maintain.
66. A very young lamb.
67. A white metallic element that burns with a brilliant light.
70. A corporation's first offer to sell stock to the public.
73. A horse-drawn carriage in India.
75. Being ten more than one hundred forty.
77. Cubes of meat marinated and cooked on a skewer usually with vegetables.
78. An indehiscent fruit derived from a single ovary having one or many seeds within a fleshy wall or pericarp.
80. A fee charged for exchanging currencies.
81. Amino acid that is formed in the liver and converted into dopamine in the brain.
83. Widely cultivated in tropical and subtropical regions for its fragrant flowers and colorful fruits.
84. Informal terms for money.
85. According to the Old Testament he was a pagan king of Israel and husband of Jezebel (9th century BC).
86. Prolific Spanish playwright (1562-1635).
88. Fallow deer.
89. Half the width of an em.
90. (Judaism) Sacred chest where the ancient Hebrews kept the two tablets containing the Ten Commandments.
92. The cry made by sheep.