1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. A protocol (utilizing TCP) to transfer hypertext requests and information between servers and browsers.
8. A catch for locking a door.
12. A series of steps to be carried out or goals to be accomplished.
16. A flat wing-shaped process or winglike part of an organism.
17. Fertility goddess in ancient Greek mythology.
18. (Irish) Mother of the Tuatha De Danann.
19. Informal terms for a mother.
20. A collection of objects laid on top of each other.
22. Not planted in pots.
23. A swift whirling motion (usually of a missile).
24. A public promotion of some product or service.
25. A genus of Lamnidae.
27. Someone who eats no animal products at all.
29. A nucleic acid consisting of large molecules shaped like a double helix.
32. A soft lightweight muslin used especially for babies.
34. A member of either of two Shoshonean peoples (Northern Paiute and Southern Paiute) related to the Aztecs and living in southwestern United States.
36. An associate degree in applied science.
38. Hairpiece covering the head and made of human or synthetic hair.
39. (Old Testament) The second patriarch.
41. An exhibition of cowboy skills.
47. Wife of Balder.
48. The doctrine that all natural objects and the universe itself have souls.
50. The United Nations agency concerned with civil aviation.
52. Electronic equipment that provides visual images of varying electrical quantities.
54. Stem of plants of the Gramineae.
55. A light strong gray lustrous corrosion-resistant metallic element used in strong light-weight alloys (as for airplane parts).
57. The elementary stages of any subject (usually plural).
58. An official prosecutor for a judicial district.
59. Italian brandy made from residue of grapes after pressing.
60. To gain with effort.
65. Having only superficial plausibility.
66. An Indian tree of the family Combretaceae that is a source of timber and gum.
71. Type genus of the Amiidae.
75. A famous waterfall in Venezuela.
78. United States writer of poems and plays about racial conflict (born in 1934).
82. An intersection or crossing of two tracts in the form of the letter X.
85. A heavy odorless colorless gas formed during respiration and by the decomposition of organic substances.
86. Called forth from a latent or potential state by stimulation.
87. A river in north central Switzerland that runs northeast into the Rhine.
88. A recipient of honors in recognition of noteworthy accomplishments.
91. West Indian tree having racemes of fragrant white flowers and yielding a durable timber and resinous juice.
92. A benevolent aspect of Devi.
93. Having the same or similar characteristics.
94. The basic unit of money in Thailand.
96. A decree that prohibits something.
97. The basic unit of money in Albania.
98. Egyptian statesman who (as President of Egypt) negotiated a peace treaty with Menachem Begin of Israel (1918-1981).
99. American novelist (1909-1955).
100. A loose sleeveless outer garment made from aba cloth.

1. A member of the Siouan people formerly living in the Missouri river valley in NE Nebraska.
2. A vehicle mounted on runners and pulled by horses or dogs.
3. The cry made by sheep.
4. A period of time equal to 1/24th of a day.
5. The thick short innermost digit of the forelimb.
6. (archaic) The emperor of Japan.
7. Tropical American shrub or small tree having huge deeply palmately cleft leaves and large oblong yellow fruit.
8. A television system that has more than the usual number of lines per frame so its pictures show more detail.
9. Of or related to or derived from oats.
10. Lake in northwestern Russia near the border with Finland.
11. A family of Sino-Tibetan languages spoken in southeastern Asia.
12. A syndrome that occurs in many women from 2 to 14 days before the onset of menstruation.
13. A dog small and tame enough to be held in the lap.
14. Pertaining to or containing any of a group of organic compounds of nitrogen derived from ammonia.
15. Indian religious leader who founded Sikhism (1469-1538).
21. Any of several trees of the genus Platanus having thin pale bark that scales off in small plates and lobed leaves and ball-shaped heads of fruits.
26. Any of several tall tropical palms native to southeastern Asia having egg-shaped nuts.
28. The compass point that is midway between north and northwest.
30. The excrement of sea birds.
31. Long-winged web-footed aquatic bird of the gull family.
33. A white or colorless vitreous insoluble solid (SiO2).
35. A line drawn on a map connecting points having the same numerical value of some variable.
37. Some unspecified time in the future.
40. Material used to daub walls.
42. English theoretical physicist who applied relativity theory to quantum mechanics and predicted the existence of antimatter and the positron (1902-1984).
43. The compass point midway between east and southeast.
44. The ending of a series or sequence.
45. A high-crowned black cap (usually made of felt or sheepskin) worn by men in Turkey and Iran and the Caucasus.
46. Mildly acid red or yellow pulpy fruit eaten as a vegetable.
49. Government agency created in 1974 to license and regulate nuclear power plants.
51. (British) A cup of tea.
53. An adult male person (as opposed to a woman).
56. New Zealand timber tree resembling the cypress.
61. Of or relating to or characteristic of Thailand of its people.
62. A state in midwestern United States.
63. An informal term for a father.
64. An emotional response that has been acquired by conditioning.
67. (Greek mythology) Sea nymph who was a daughter of the Titans Oceanus and Tethys.
68. Related by blood.
69. A tricyclic antidepressant (trade names Imavate and Tofranil) used to treat clinical depression.
70. Joyful religious song celebrating the birth of Christ.
72. Remote city of Kazakhstan that (ostensibly for security reasons) was made the capital in 1998.
73. Naked freshwater or marine or parasitic protozoa that form temporary pseudopods for feeding and locomotion.
74. The wood of an African obeche tree.
76. Goddess of dawn.
77. (informal) Of the highest quality.
79. Jordan's port.
80. Cubes of meat marinated and cooked on a skewer usually with vegetables.
81. A city in southern Turkey on the Seyhan River.
83. Stable gear consisting of either of two curved supports that are attached to the collar of a draft horse and that hold the traces.
84. A republic in the Middle East in western Asia.
89. A Turkish unit of weight equal to about 2.75 pounds.
90. Of flax, hemp, or jute, so as to promote loosening of the fibers form the woody tissue.
95. A soft white precious univalent metallic element having the highest electrical and thermal conductivity of any metal.