1. Group insurance that entitles members to services of participating hospitals and clinics and physicians.
4. Cheat somebody out of what is due, especially money.
8. A Chadic language spoken south of Lake Chad.
12. In bed.
16. A river in north central Switzerland that runs northeast into the Rhine.
17. A woman hired to suckle a child of someone else.
18. Drought-tolerant herb grown for forage and for its seed which yield a gum used as a thickening agent or sizing material.
19. A strong wind moving 45-90 knots.
20. A person who announces and plays popular recorded music.
23. Deserving a curse.
24. German mathematician (1804-1851).
26. An esoteric or occult matter that is traditionally secret.
28. A resource.
29. An Arabic speaking person who lives in Arabia or North Africa.
30. A United Nations agency created to assist developing nations by loans guaranteed by member governments.
31. 10 grams.
34. The 2nd longest European river.
36. (Greek mythology) A maiden seduced by Zeus.
41. Norwegian mathematician (1802-1829).
45. An assertion of a right (as to money or property).
46. An artificial language for international use that rejects rejects all existing words and is based instead on an abstract analysis of ideas.
47. The blood group whose red cells carry both the A and B antigens.
49. A very poisonous metallic element that has three allotropic forms.
50. The 11th letter of the Hebrew alphabet.
52. A unit of area (4840 square yards) used in English-speaking countries.
53. A colorless element that is one of the six inert gasses.
54. Water at boiling temperature diffused in the atmosphere v 1.
57. Carnivorous or bloodsucking aquatic or terrestrial worms typically having a sucker at each end.
58. Being ten more than one hundred forty.
59. An inactive volcano in Sicily.
62. A republic in southeastern Europe.
64. A fit of shivering.
66. (Akkadian) A goddess.
68. Relating to or applicable to or concerned with the administration of a city or town or district rather than a larger area.
69. A person who is not very bright.
70. A member of the people inhabiting an area of northern Mongolia and eastern Siberia.
73. Any of various long-tailed rodents similar to but larger than a mouse.
74. A Mid-Atlantic state.
75. The state prevailing during the absence of war.
76. A piece of furniture with open shelves for displaying small ornaments.
81. Being nine more than ninety.
83. A flat wing-shaped process or winglike part of an organism.
84. Australian shrubs and small trees with evergreen usually spiny leaves and dense clusters of showy flowers.
86. Food mixtures either arranged on a plate or tossed and served with a moist dressing.
89. A city in southern Turkey on the Seyhan River.
93. A loose sleeveless outer garment made from aba cloth.
94. The inner and longer of the two bones of the human forearm.
97. A slender double-reed instrument.
99. A river that rises in northeastern Turkey (near the source of the Euphrates) and flows generally eastward through Armenia to the Caspian Sea.
100. Cut off from a whole.
101. An accidental hole that allows something (fluid or light etc.) to enter or escape.
102. A Loloish language.
103. Used as a Hindi courtesy title.
104. The sixth day of the week.
105. The eleventh month of the Hindu calendar.
106. A flat-bottomed volcanic crater that was formed by an explosion.
107. An Asian river between China and Russia.

1. A pilgrimage to Mecca.
2. Type genus of the Majidae.
3. A state in northwestern United States on the Pacific.
4. African tree having an exceedingly thick trunk and fruit that resembles a gourd and has an edible pulp called monkey bread.
5. Take in, also metaphorically.
6. Resinlike substance secreted by certain lac insects.
7. Of a yellowish brown color similar to olive drab n.
8. 1/10 gram.
9. Wild sheep of northern Africa.
10. Any of numerous local fertility and nature deities worshipped by ancient Semitic peoples.
11. A large fleet.
12. Title for a civil or military leader (especially in Turkey).
13. A small cake leavened with yeast.
14. (Norse mythology) Goddess of old age who defeated Thor in a wrestling match.
15. A notable achievement.
21. A solid mass of blastomeres that forms when the zygote splits.
22. A Chadic language spoken south of Lake Chad.
25. A stick that people can lean on to help them walk.
27. A natural stream of water smaller than a river (and often a tributary of a river).
32. The elementary stages of any subject (usually plural).
33. (Arthurian legend) The most virtuous knight of the Round Table.
35. Failing to accomplish an intended result.
37. A spread consisting of capers and black olives and anchovies made into a puree with olive oil.
38. An enclosed space.
39. Having a circular shape.
40. Beaten eggs or an egg mixture cooked until just set.
42. A branch of the Tai languages.
43. A male monarch or emperor (especially of Russia prior to 1917).
44. Feeling a need to see others suffer.
48. A bachelor's degree in science.
51. Heal or recover.
55. Eurasian perennial bulbous herbs.
56. Stem of the rattan palm used for making canes and umbrella handles.
60. The compass point that is midway between north and northeast.
61. Be fully aware or cognizant of.
63. Fabric comprising a fitted part at the top of a garment.
65. Vice President of the United States under Bill Clinton (born in 1948).
67. A state in northwestern North America.
71. The second month of the Hindu calendar.
72. Offering fun and gaiety.
77. A hard gray lustrous metallic element that is highly corrosion-resistant.
78. A member of an agricultural people in southeastern India.
79. Similar to the giraffe but smaller with much shorter neck and stripe on the legs.
80. Stems of beans and peas and potatoes and grasses collectively as used for thatching and bedding.
82. A coffee cake flavored with orange rind and raisins and almonds.
83. A silvery ductile metallic element found primarily in bauxite.
85. Little known Kamarupan languages.
87. A rich soil consisting of a mixture of sand and clay and decaying organic materials.
88. The capital and chief port of Qatar.
90. The biblical name for ancient Syria.
91. (Babylonian) God of wisdom and agriculture and patron of scribes and schools.
92. An ancient Assyrian city on the River Tigris and traditional capital of Assyria.
95. A unit of length of thread or yarn.
96. Someone (especially a woman) who annoys people by constantly finding fault.
98. The sense organ for hearing and equilibrium.