1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. Relative darkness caused by light rays being intercepted by an opaque body.
9. Someone who is regarded as contemptible.
13. An interest followed with exaggerated zeal.
16. Any of various primates with short tails or no tail at all.
17. Sheet that forms a distinct (usually flat) section or component of something.
18. Avatar of Vishnu.
19. A Kwa language spoken by the Yoruba people in southwestern Nigeria.
20. Having any of numerous bright or strong colors reminiscent of the color of blood or cherries or tomatoes or rubies.
21. (computer science) A system of world-wide electronic communication in which a computer user can compose a message at one terminal that is generated at the recipient's terminal when he logs in.
22. (computer science) A graphic symbol (usually a simple picture) that denotes a program or a command or a data file or a concept in a graphical user interface.
23. Someone who is morally reprehensible.
24. Erect leafless flower stalk growing directly from the ground as in a tulip.
26. Do wrongly or improperly.
28. Wild ox of the Malay Archipelago.
30. A condition (mostly in boys) characterized by behavioral and learning disorders.
32. A hard gray lustrous metallic element that is highly corrosion-resistant.
34. A book by Sir Thomas More (1516) describing the perfect society on an imaginary island.
37. Boxcar with latticed sides.
41. Fragile branching stoneworts.
43. Belonging to or on behalf of a specified person (especially yourself).
44. A dull persistent (usually moderately intense) pain.
46. A farm where dairy products are produced.
47. Dried bark of the cascara buckthorn used as a laxative.
50. (obstetrics) The number of live-born children a woman has delivered.
51. (Greek mythology) God of love.
53. Liquorice-flavored seeds or oil used in cookies or cakes or pickles.
54. A widely distributed system consisting of all the cells able to ingest bacteria or colloidal particles etc, except for certain white blood cells.
58. A shape that sags.
59. Hairy perennial Eurasian herb with yellow daisylike flowers reputed to destroy or drive away fleas.
61. English writer and a central member of the Fabian Society (1858-1943).
64. Angular distance above the horizon (especially of a celestial object).
65. A metric unit of volume equal to one tenth of a liter.
66. A sock with a separation for the big toe.
68. A republic in northwestern Africa on the Mediterranean Sea.
70. A native of ancient Troy.
73. Resembling or characteristic of or appropriate to an elegy.
75. A hard brittle blue-white multivalent metallic element.
76. The 8th letter of the Hebrew alphabet.
78. Small beads made from polished shells and formerly used as money by native Americans.
80. Place in a line or arrange so as to be parallel.
84. A doctor's degree in musical arts.
87. An unofficial association of people or groups.
90. Large burrowing rodent of South and Central America.
91. An undergarment worn by women to support their breasts.
93. Wading birds of warm regions having long slender down-curved bills.
95. (informal) Roused to anger.
96. An inflammatory complication of leprosy that results in painful skin lesions on the arms and legs and face.
97. Causing fear or dread or terror.
98. United States poet and critic (1899-1979).
99. A loose sleeveless outer garment made from aba cloth.

1. The 4th planet from the sun.
2. A detailed description of design criteria for a piece of work.
3. English monk and scholar (672-735).
4. With rapid movements.
5. Thigh of a hog (usually smoked).
6. (Irish) Mother of the ancient Irish gods.
7. The smaller of the two satellites of Mars.
8. (Norse mythology) Goddess of old age who defeated Thor in a wrestling match.
9. Type genus of the family Tridacnidae.
10. A city in east central Texas.
11. The United Nations agency concerned with international maritime activities.
12. Doctrine of enlightenment as the realization of the oneness of one's self and the visible world.
13. A sheet or band of fibrous connective tissue separating or binding together muscles and organs etc.
14. A Kwa language spoken in Ghana and the Ivory Coast.
15. A man who is much concerned with his dress and appearance.
25. Writing that provides information (especially information of an official nature).
27. Seeming unaffected by pleasure or pain.
29. Food that is discarded (as from a kitchen).
31. A metric unit of volume or capacity equal to 10 liters.
33. A large body of water constituting a principal part of the hydrosphere.
35. Small genus of North American herbs having mostly basal leaves and slender racemes of delicate white flowers.
36. Serving no useful purpose.
38. Any piece of work that is undertaken or attempted.
39. Of or relating to ground water.
40. Clothing for the head.
42. Distinctive manner of oral expression.
45. Conqueror of Gaul and master of Italy (100-44 BC).
48. Genus of erect herbs of the Middle East having showy flowers.
49. A motley assortment of things.
52. A health resort near a spring or at the seaside.
55. Having the equatorial diameter greater than the polar diameter.
56. Of textiles.
57. The branch of engineering science that studies the uses of electricity and the equipment for power generation and distribution and the control of machines and communication.
60. A number that is added to another number (the augend).
62. A sudden minor shock or meaningless interruption.
63. Leave a camp.
67. On a beach.
69. (Greek mythology) Goddess of the earth and mother of Cronus and the Titans in ancient mythology.
71. Of or in or relating to the nose.
72. A state in New England.
74. Liveliness of mind or spirit.
77. God of justice.
78. Being one more than fifty.
79. Tropical tree of Central America and West Indies and Puerto Rico having spikes of white flowers.
80. An associate degree in nursing.
81. Acquire or gain knowledge or skills.
82. Dwell (archaic).
83. A island in the Netherlands Antilles that is the top of an extinct volcano.
85. Someone who works (or provides workers) during a strike.
86. An informal term for a father.
88. The waging of armed conflict against an enemy.
89. A message whose ingenuity or verbal skill or incongruity has the power to evoke laughter.
90. An intensely radioactive metallic element that occurs in minute amounts in uranium ores.
92. Being one hundred more than three hundred.
94. A toxic nonmetallic element related to sulfur and tellurium.