1. A state-chartered savings bank owned by its depositors and managed by a board of trustees.
4. (Japanese) A form of chess played on a board of 81 squares.
9. Injure or wound seriously and leave permanent disfiguration or mutilation.
13. A solution containing a phosphate buffer.
16. Black tropical American cuckoo.
17. Worn or shabby from overuse or (of pages) from having corners turned down.
18. English essayist (1775-1834).
19. Headdress that protects the head from bad weather.
20. A port city in southern Kenya on a coral island in a bay of the Indian Ocean.
22. (of tempo) Leisurely n.
24. Leaf or strip from a leaf of the talipot palm used in India for writing paper.
25. Migratory American songbird.
27. One of the most common of the five major classes of immunoglobulins.
28. Conforming to an ultimate standard of perfection or excellence.
29. Regarded with deep or rapturous love (especially as if for a god).
30. A hostel for pilgrims in Turkey.
33. A fatal disease of cattle that affects the central nervous system.
34. A yellow trivalent metallic element of the rare earth group.
35. Small European freshwater fish with a slender bluish-green body.
36. A river in north central Switzerland that runs northeast into the Rhine.
39. A member of an Algonquian people living in central Canada.
42. A genus of Ploceidae.
45. Functioning correctly and ready for action.
48. Something hard to endure.
50. A large mountain system in south-central Europe.
52. A minor Hebrew prophet (8th century BC).
54. (informal) Of the highest quality.
55. A mountain peak in the Andes in Bolivia (20,870 feet high).
59. A percussion instrument consisting of a pair of hollow pieces of wood or bone (usually held between the thumb and fingers) that are made to click together (as by Spanish dancers) in rhythm with the dance.
61. A meeting of spiritualists.
63. (informal) A bunch.
64. Antacid (trade name Prilosec) that suppresses acid secretion in the stomach.
65. Upright consisting of a vertical side member of a door or window frame.
67. Title for a civil or military leader (especially in Turkey).
68. Mild yellow Dutch cheese made in balls.
69. Relating to the deepest parts of the ocean (below 6000 meters).
72. (of complexion) Blemished by imperfections of the skin.
74. An uproarious party.
75. The capital of Western Samoa.
78. Genus of South and Central American heathlike evergreen shrubs.
81. An international organization of European countries formed after World War II to reduce trade barriers and increase cooperation among its members.
82. United States writer of poems and plays about racial conflict (born in 1934).
86. Small evergreen shrub of Pacific coast of North America having edible dark purple grape-size berries.
90. Found pleasant or attractive.
91. An organization of countries formed in 1961 to agree on a common policy for the sale of petroleum.
94. A rare silvery (usually trivalent) metallic element.
96. A small cake leavened with yeast.
97. An anticipated outcome that is intended or that guides your planned actions.
101. A decree that prohibits something.
102. A unit of pressure.
103. A member of a people who have no permanent home but move about according to the seasons.
104. God of death.
105. A loose sleeveless outer garment made from aba cloth.
1. Arboreal snake of central and southern Africa whose bite is often fatal.
2. An ornamental net in the shape of a bag that confines a woman's hair.
3. A young woman indulged by rich and powerful older men.
4. Established irrevocably.
5. Member of a Jewish sect that observes a form of strict Orthodox Judaism.
6. A port city in northwestern Algeria and the country's 2nd largest city.
7. A brittle gray crystalline element that is a semiconducting metalloid (resembling silicon) used in transistors.
8. An agency of the United Nations affiliated with the World Bank.
9. Deficient in amount or quality or extent.
10. Primitive chlorophyll-containing mainly aquatic eukaryotic organisms lacking true stems and roots and leaves.
11. Being one more than two.
12. Any of a group of antidepressant drugs that inhibit the action of monoamine oxidase in the brain and so allow monoamines to accumulate.
13. The cardinal number that is the sum of four and one.
14. A pale rose-colored variety of the ruby spinel.
15. Showing deterioration from age.
21. 3rd largest island in the world.
23. One species.
26. Scottish sea captain who was hired to protect British shipping in the Indian Ocean and then was accused of piracy and hanged (1645-1701).
31. Title used for a married Frenchwoman.
32. A hard gray lustrous metallic element that is highly corrosion-resistant.
37. Title for a civil or military leader (especially in Turkey).
38. Apartment consisting of a series of connected rooms used as a living unit (as in a hotel).
40. English economist who argued that the laws of supply and demand should operate in a free market (1772-1823).
41. Small genus of dioecious tropical aquatic plants.
43. A federation of North American labor unions that merged with the Congress of Industrial Organizations in 1955.
44. A bachelor's degree in science.
46. A social unit living together.
47. Capital and largest city of Iraq.
49. Law intended to eradicate organized crime by establishing strong sanctions and forfeiture provisions.
51. A historical region on northwestern India and northern Pakistan.
53. The ninth month of the civil year.
56. A girl or young woman who is unmarried.
57. United States writer (born in Poland) who wrote in Yiddish (1880-1957).
58. A crystalline rock that can be cut and polished for jewelry.
60. An annual publication including weather forecasts and other miscellaneous information arranged according to the calendar of a given year.
62. City in southwestern Colombia in a rich agricultural area.
66. Obvious and dull.
70. Regional and archaic.
71. The capital and largest city of Bangladesh.
73. A member of an American Indian peoples of NE South America and the Lesser Antilles.
76. A unit of force equal to the force that imparts an acceleration of 1 foot/sec/sec to a mass of 1 pound.
77. A public promotion of some product or service.
79. The blood group whose red cells carry both the A and B antigens.
80. Fragrant resin obtain from trees of the family Burseraceae and used as incense.
83. Jordan's port.
84. Cubes of meat marinated and cooked on a skewer usually with vegetables.
85. A city in southern Turkey on the Seyhan River.
87. Type genus of the Apidae.
88. A Chadic language spoken south of Lake Chad.
89. A city in northern India.
92. Electronic equipment that provides visual images of varying electrical quantities.
93. Thigh of a hog (usually smoked).
95. A river in north central Switzerland that runs northeast into the Rhine.
98. Not out.
99. Before noon.
100. A soft silvery metallic element of the alkali earth group.